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SBM OneCard Credit Card

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Rewards & Benefits

Welcome Benefits

None

Milestone Benefits

Cashback Rate

  •  Users will get 1 reward point on every purchase of Rs. 50. 

  • Users will get 5X reward points on the top 2 categories in a month. 

  • The value of 1 reward point is Rs. 0.10, So the general cashback rate is 0.20%.

Movie Benefits

Dining Benefits

Other Benefits

Lifetime free credit card.; It is a lifetime free credit card.; Users can control this card using OneCard app.

Lounge Access

Fees & Charges

Joining Fee

NIL

Annual Fee

Annual membership fee: NIL

Cash Advance Fee

Cash advance fee: 2.5% of the amount withdrawn.

Interest rate

3.75% per month, 45% per annum.

Late Payment Fee

Late payment charges: Up to INR 1250

Foreign Currency Transactions Fee

Foreign currency markup fee: 1%

Other Fees

Fuel surcharge: 1%.

दोष

Very limited benefits.


  • Reward System: Users will get 1 reward point on every purchase of Rs. 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs. 0.10. So the general cashback rate is 0.20%.

  • It is a lifetime free credit card.

  • Users can control this card using OneCard app.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Users shall be required to create and maintain a fixed deposit of minimum Rupees Five Thousand only (₹5,000/-) or as decided by Bank through the OneCard Mobile Application (“OneCard App”).

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

1. Download the OneCard App: Download the app from the Google Play Store or Apple App Store.

2. Apply through the App: Open the app and follow the on-screen instructions to submit your application.

3. Complete Video KYC: Undergo a video KYC process to verify your identity.

4. Receive your Card: Once approved, you'll receive your virtual card instantly and your physical card will be delivered to your address.

सम्पर्क करने का विवरण

Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: Users will get 1 reward point on every purchase of Rs. 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs. 0.10. So the general cashback rate is 0.20%.

  • It is a lifetime free credit card.

  • Users can control this card using OneCard app.

Very limited benefits.


The credit card gives a low general cashback rate of .2%. However, for top 2 categories, it provides a cashback rate of 1 %. The card offers limited-value add features

The credit card gives a low general cashback rate of .2%. However, for top 2 categories, it provides a cashback rate of 1 %. The card offers limited-value add features
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

ईंधन अधिशुक्ल

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Billing Cycle

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फीस एवं प्रभार
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