SBM OneCard Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 1 reward point on every purchase of Rs. 50.
Users will get 5X reward points on the top 2 categories in a month.
The value of 1 reward point is Rs. 0.10, So the general cashback rate is 0.20%.
Movie Benefits
Dining Benefits
Other Benefits
Lifetime free credit card.; It is a lifetime free credit card.; Users can control this card using OneCard app.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn.
Interest rate
3.75% per month, 45% per annum.
Late Payment Fee
Late payment charges: Up to INR 1250
Foreign Currency Transactions Fee
Foreign currency markup fee: 1%
Other Fees
Fuel surcharge: 1%.
दोष
Very limited benefits.
Reward System: Users will get 1 reward point on every purchase of Rs. 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs. 0.10. So the general cashback rate is 0.20%.
It is a lifetime free credit card.
Users can control this card using OneCard app.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Users shall be required to create and maintain a fixed deposit of minimum Rupees Five Thousand only (₹5,000/-) or as decided by Bank through the OneCard Mobile Application (“OneCard App”).
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Download the OneCard App: Download the app from the Google Play Store or Apple App Store.
2. Apply through the App: Open the app and follow the on-screen instructions to submit your application.
3. Complete Video KYC: Undergo a video KYC process to verify your identity.
4. Receive your Card: Once approved, you'll receive your virtual card instantly and your physical card will be delivered to your address.
सम्पर्क करने का विवरण
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 1 reward point on every purchase of Rs. 50. Users will get 5X reward points on the top 2 categories in a month. The value of 1 reward point is Rs. 0.10. So the general cashback rate is 0.20%.
It is a lifetime free credit card.
Users can control this card using OneCard app.
Very limited benefits.
The credit card gives a low general cashback rate of .2%. However, for top 2 categories, it provides a cashback rate of 1 %. The card offers limited-value add features
The credit card gives a low general cashback rate of .2%. However, for top 2 categories, it provides a cashback rate of 1 %. The card offers limited-value add features
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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