
SBM UNI card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 1 Uni coin on every purchase of Rs. 100.
The value of 1 reward point is Rs. 1. General cashback rate: 1%.
5x more value than cashback, only at the Uni Store.
Movie Benefits
Dining Benefits
Other Benefits
wallet transfers, ATM withdrawals & international transactions.; Users can access every feature of this card using OneCard app.; Zero forex markup.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 2.5%, minimum fee of ₹300
Interest rate
3.99% per month, 47.88% per annum.
Late Payment Fee
Late payment charges: INR 30 to 2400
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Fuel surcharge: 1%.
दोष
Very limited benefits.
Reward System: Users will get 1 Uni coins on every purchase of Rs. 100. The value of 1 reward point is Rs. 1. General cashback rate: 1%. 5x more value than cashback, only at the Uni Store.
Users can access every feature of this card using OneCard app.
Zero forex markup.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Not specified by the bank.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the official UNI website or app: Look for the specific SBM UNI card offering and the application process.
Check eligibility criteria: Ensure you meet the eligibility requirements, which may include age, income, and credit history.
Fill out the application form: Provide accurate personal and financial information.
Submit required documents: Upload or submit any necessary documents, such as proof of identity and income.
Undergo verification: You may need to undergo a verification process, such as video KYC.
Await approval: The approval process may take some time.
सम्पर्क करने का विवरण
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 1 Uni coins on every purchase of Rs. 100. The value of 1 reward point is Rs. 1. General cashback rate: 1%. 5x more value than cashback, only at the Uni Store.
Users can access every feature of this card using OneCard app.
Zero forex markup.
Very limited benefits.
The card offers general cashback rate of 1%. The card offers limited value add benefits.
The card offers general cashback rate of 1%. The card offers limited value add benefits.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.