Skywards ICICI Bank Sapphiro Credit Card
Rewards & Benefits
Welcome Benefits
Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining.
Milestone Benefits
Cashback Rate
Users can earn up to 2 Skywards Miles per INR 100 for all categories.
These Skyward Miles can be used for the purposes of booking Emirates tickets.
Movie Benefits
Dining Benefits
Other Benefits
Complimentary membership to Dreamfolks worth USD 99.
Lounge Access
Fees & Charges
Joining Fee
INR 5,000
Annual Fee
(Second year onwards): INR 5,000
Cash Advance Fee
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Interest rate
Interest Rate: 3.67% per month (annual interest rate - 44%).
Late Payment Fee
Late Payment Charges: 0-1200 depending on the outstanding amount.
Foreign Currency Transactions Fee
Forex Marku: 3.5%
Other Fees
Rewards Redemption Fee: INR 99
दोष
Card offers cashback only in form of Skyward Miles.
Card can be used only to book tickets through Emirates.
Welcome Benefits: Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
Reward System: Users will earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
Users will get 2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year.
Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.
Complimentary membership to Dreamfolks worth USD 99.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefits: Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.
Reward System: Users will earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
Users will get 2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year.
Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.
Complimentary membership to Dreamfolks worth USD 99.
Card offers cashback only in form of Skyward Miles.
Card can be used only to book tickets through Emirates.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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