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Skywards ICICI Bank Sapphiro Credit Card

37.5

Rewards & Benefits

Welcome Benefits

Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership on joining.

Milestone Benefits

Cashback Rate

  • Users can earn up to 2 Skywards Miles per INR 100 for all categories.

  • These Skyward Miles can be used for the purposes of booking Emirates tickets.

Movie Benefits

Dining Benefits

Other Benefits

Complimentary membership to Dreamfolks worth USD 99.

Lounge Access

Fees & Charges

Joining Fee

INR 5,000

Annual Fee

(Second year onwards): INR 5,000

Cash Advance Fee

Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

Interest rate

Interest Rate: 3.67% per month (annual interest rate - 44%). 

Late Payment Fee

Late Payment Charges: 0-1200 depending on the outstanding amount.

Foreign Currency Transactions Fee

Forex Marku: 3.5%

Other Fees

Rewards Redemption Fee: INR 99

दोष
  • Card offers cashback only in form of Skyward Miles. 

  • Card can be used only to book tickets through Emirates. 

  • Welcome Benefits: Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.

  • Reward System: Users will earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.

  • Users will get 2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year. 

  • Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.

  • Complimentary membership to Dreamfolks worth USD 99. 

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

1. Online:

  • Visit ICICI Bank website.

  • Fill out the online application form with the correct details.

  • Upload the required documents when prompted.

  • Submit the application and track its status online.

2. Bank Branch:

  • Visit the ICICI Bank branch nearest to you. 

  • Meet a customer service representative and express your interest of availing the credit card.

  • Provide them with your KYC documents and fill out the application form.

  • Submit the application and inquire about further processing steps.

सम्पर्क करने का विवरण

1800 1080

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefits: Users will get 5,000 Skywards Miles and Emirates Skywards Silver Tier membership as joining and annual benefits.

  • Reward System: Users will earn up to 2 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.

  • Users will get 2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year. 

  • Buy one ticket and get up to INR 500 off on the second ticket up to 2 times every month on BookMyShow.

  • Complimentary membership to Dreamfolks worth USD 99. 

  • Card offers cashback only in form of Skyward Miles. 

  • Card can be used only to book tickets through Emirates. 

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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फीस एवं प्रभार
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