Standard Chartered EaseMyTrip Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Standard Chartered EaseMyTrip Credit Card
Bank Name :
Standard Chartered Bank
प्रकार
Travel Credit Card
ब्याज दर
3.75% p.m. (45% p.a.)
पात्रता
The applicant must be aged between 18 to 65 years.
The applicant must have a stable monthly income.
The applicant must be residing in a city where there is a branch of Standard Chartered Bank.
पेशेवरों
Reward System: Users will get a 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). 10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. 2 reward points on all other spends. General cashback rate: 0.5%.
1 free domestic lounge access per calendar quarter and 2 free international lounge access per year.
Other benefits: Flat INR 125 off on bus ticket bookings worth Rs. 500 or more.
Free accident insurance coverage.
No joining fee.
दोष
Low general cashback rate.
No free movie tickets.
No milestone benefits.
No welcome benefits.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
Users will get a 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). 10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. 2 reward points on all other spends. General cashback rate: 0.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Up to: 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively).
Eligibility Criteria
The applicant must be aged between 18 to 65 years.
The applicant must have a stable monthly income.
The applicant must be residing in a city where there is a branch of Standard Chartered Bank.
फ़ायदे
Travel cashback.
Discount on air tickets.
Discount on hotels.
Lounge visit.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Standard Chartered website: Choose the EaseMyTrip Credit Card.
Click on "Apply Now": Fill out the online application form with your personal and financial information.
Documents: Upload scanned copies of required documents like PAN card, address proof, etc.
Review and submit: Review your application thoroughly before submitting it.
Decision: Standard Chartered will review your application and let you know their decision within a few days.
Card receipt: If approved, you'll receive your card within a few weeks.
सम्पर्क करने का विवरण
6601 4444/3940 4444 (Available between 7:00 a.m. - 11:00 p.m.)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get a 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). 10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. 2 reward points on all other spends. General cashback rate: 0.5%.
1 free domestic lounge access per calendar quarter and 2 free international lounge access per year.
Other benefits: Flat INR 125 off on bus ticket bookings worth Rs. 500 or more.
Free accident insurance coverage.
No joining fee.
Low general cashback rate.
No free movie tickets.
No milestone benefits.
No welcome benefits.
For individuals who frequently travel both locally and abroad, the Standard Chartered EaseMyTrip Credit Card is a fantastic choice. Along with the many other benefits this card offers—like a 20% discount on travel reservations and free lounge access—they can also earn accelerated rewards on travel. Additionally, you can save money on practically all of your transactions with this card because it offers a respectable reward rate on all purchases. Additionally, there is a relatively low minimum threshold amount required to waive the renewal cost, thus cardholders can easily avoid paying the membership fee starting in the second year.
Standard Chartered EaseMyTrip Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee:
350 INR + GST for the first year.
350 INR + GST renewal fee from the second year onwards. However, the renewal fee gets waived off if you spend Rs. 50,000 or more on the card in the previous year.
Other Charges:
Late payment fee: 1% of the outstanding balance, minimum Rs. 100.
Cash advance fee: 2.5% of the amount withdrawn, minimum Rs. 500.
Foreign currency transaction fee: 2.5% on each transaction.
Balance transfer fee: 2.5% of the transferred amount, minimum Rs. 500.
Cheque bouncing fee: Rs. 500 per cheque.
ईंधन अधिशुक्ल
Rs. 10 or 1% of transaction (whichever is higher), but may vary depending on the acquiring bank.
Billing Cycle
30 Days