Standard Chartered Ultimate Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Effective cashback rate: 3.33%.
Customers can earn 5 reward points per INR 150 spent on all categories except fuel and utility bill payment.
Movie Benefits
Dining Benefits
Other Benefits
Travel and Lifestyle benefits. Other Benefits: Complimentary access to premier golf courses in the country. reduced foreign currency markup fee of 2% only.
Lounge Access
Fees & Charges
Joining Fee
s: INR 5000 + GST.
Annual Fee
Cash Advance Fee
3% of the transacted amount, subject to a minimum fee of Rs. 300.
Interest rate
3.75% every month or 45% annually
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
International Forex Mark-up fees: 2%.
Other Fees
Cash Advance Charges: 3% of the transacted amount, subject to a minimum fee of Rs. 300. | Reward Redemption Fees: INR 99.
दोष
Very basic credit card.
Does not provide shopping benefits and rewards.
High joining fees.
Reward System: Customers can earn 5 reward points per INR 150 spent on all categories except fuel and utility bill payment. 1 RP =INR 1. Effective cashback rate: 3.33%.
Travel Benefit: 5% cashback on duty free spends and access to over 1000 airport lounges across the world.
Other Benefits: Complimentary access to premier golf courses in the country. reduced foreign currency markup fee of 2% only.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: Applicant’s age should be between 21 and 65.
Monthly Income: Applicant should have a stable monthly income.
Other Requirements: Applicant should belong to credit cards sourcing cities/locations of the Bank.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Standard Chartered credit card webpage [Standard Chartered Credit Cards].
Select the "Ultimate Credit Card" or find it through their comparison tool.
You'll likely find an "Apply Now" option on the card's webpage.
The application process should involve filling out a form with your personal details, income information, and employment details.
Standard Chartered offers Video KYC (verification) which allows you to complete the process virtually from your home.
सम्पर्क करने का विवरण
011-66011500 / 011-39401500
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Customers can earn 5 reward points per INR 150 spent on all categories except fuel and utility bill payment. 1 RP =INR 1. Effective cashback rate: 3.33%.
Travel Benefit: 5% cashback on duty free spends and access to over 1000 airport lounges across the world.
Other Benefits: Complimentary access to premier golf courses in the country. reduced foreign currency markup fee of 2% only.
Very basic credit card.
Does not provide shopping benefits and rewards.
High joining fees.
The card offers a low cashback rate of 3.33%. It offers limited value add benefits. Overall it is suited only for those individuals who undertake frequent international air travel.
The card offers a low cashback rate of 3.33%. It offers limited value add benefits. Overall it is suited only for those individuals who undertake frequent international air travel.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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