Tata Neu Plus HDFC Bank Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Tata Neu Plus HDFC Bank Credit Card
Bank Name :
HDFC Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.75% per month i.e 45% annually
पात्रता
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹25,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
पेशेवरों
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Reward System: 1 NeuCoin = ₹1, redeemable on the Tata Neu App. 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Customers can also avail 4 complimentary domestic lounge access per calendar year
दोष
No international airport lounge access facility available.
Low cashback rate on non-tata spends.
पक्ष विपक्ष
Welcome Benefits
Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
पुरस्कार प्रणाली
1 NeuCoin = ₹1, redeemable on the Tata Neu App. 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
2%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹25,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > Rs 6 Lakhs per annum
फ़ायदे
2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands: You will earn 2% NeuCoins on all your non-EMI spends on Tata Neu and partner Tata brands. NeuCoins can be redeemed for a variety of rewards, such as cashback, gift cards, and travel vouchers.
Welcome benefit: If you make the first transaction within 30 days from the date the card is issued, you will get 499 NeuCoins added to the Tata Neu App within 60 days.
Contactless payment: The card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the Tata Neu or HDFC Bank's website and click on the "Credit Cards" tab.
Click on the "Tata Neu Plus HDFC Bank Credit Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 499 NeuCoins on the Tata Neu app, applicable on 1st transaction done within 30 days of card issuance and will be available to claim inside the Tata Neu App within 60 days of such transaction.
Reward System: 1 NeuCoin = ₹1, redeemable on the Tata Neu App. 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App.
Customers can also avail 4 complimentary domestic lounge access per calendar year
No international airport lounge access facility available.
Low cashback rate on non-tata spends.
Tata Neu HDFC Bank credit card is launched by HDFC Bank in collaboration with Tata Neu. The card offers a unique proposition by combining the benefits of the Tata Neu loyalty program with the convenience of a credit card. It caters to individuals who frequently shop within the Tata ecosystem, offering rewards and benefits across various Tata brands. However, the benefits and offers are only provided on shopping at TATA stores.
Tata Neu Plus HDFC Bank Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived.
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest Rates: 3.75% p.m. 45.00% p.a.
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fees: 2%.
Reward Redemption Fees: Rs. 99/-
ईंधन अधिशुक्ल
1%. However. that is waived on fuel transactions. (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle).
Billing Cycle
30 days