Yes Bank Card Anq Phi Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
1 RP = 0.25 paisa.
Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food, Cashback rate: 3%
Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, Cashback rate: 3%
4 Yes Reward Points on every ₹200 spent on other selected categories. cashback rate: 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
s: INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% of the amount withdrawn or 500, whichever is higher
Interest rate
3.80% per month (45.60% annually)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1200
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.40%
Other Fees
Cash Advance Charges: 2.5% of the amount withdrawn or ₹500, whichever is higher. | Reward Redemption Charges: NIL
दोष
Dependence on Anq application.
Reward system: Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%.
Travel benefits: Free access to airport lounges internationally three times per year.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age criteria (Between 21 and 60 years of age).
Salaried or self-employed.
Minimum net salary of ₹25,000 per month or Income Tax Return of ₹5 lakh.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Download and Install the Anq App: Begin by downloading and installing the Anq mobile app on your smartphone. You can find it on the Google Play Store or Apple App Store.
Complete KYC (Know Your Customer): Once you launch the app, go through the KYC process. This typically involves providing personal details, Aadhaar card verification, and a selfie for identification purposes.
Eligibility Check: After completing KYC, the Anq app will assess your eligibility for the YES BANK Anq Pi Credit Card.
Review Details and Provide Additional Information: The app will display the card's features, benefits, and eligibility requirements. You might need to provide some additional information during this step.
Submit Your Application: After reviewing the details and filling in any required information, submit your application electronically within the app.
Approval and Issuance: YES Bank will review your application. If approved, your Anq Pi Credit Card details, including the credit card number, will be visible within the Anq mobile app typically within 48 hours (subject to bank verification and approval time).
सम्पर्क करने का विवरण
18001031212 (toll-free number)/ +91 22 49350000.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward system: Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%.
Travel benefits: Free access to airport lounges internationally three times per year.
Dependence on Anq application.
The YES BANK Anq Phi Credit Card might be suitable for those who make frequent purchases across various categories and value a digital experience with the Anq app. However, one should consider potentially lower rewards compared to other cards.
The YES BANK Anq Phi Credit Card might be suitable for those who make frequent purchases across various categories and value a digital experience with the Anq app. However, one should consider potentially lower rewards compared to other cards.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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