top of page

Yes Bank Card Anq Phi Credit Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Yes Bank Card Anq Phi Credit Card

Bank Name :

Yes Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.80% per month (45.60% annually)

पात्रता

Age criteria (Between 21 and 60 years of age).
Salaried or self-employed.
Minimum net salary of ₹25,000 per month or Income Tax Return of ₹5 lakh.

Yes Bank Card Anq Phi Credit Card
पेशेवरों

  • Reward system: Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%. 

  • Travel benefits: Free access to airport lounges internationally three times per year.  

दोष

  • Dependence on Anq application.

पक्ष विपक्ष
Welcome Benefits

None 

पुरस्कार प्रणाली

Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.40%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

UPI enabled credit card 

Eligibility Criteria

Age criteria (Between 21 and 60 years of age).
Salaried or self-employed.
Minimum net salary of ₹25,000 per month or Income Tax Return of ₹5 lakh.

फ़ायदे

  • Reward points on various spends.

  • International lounge access.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • Download and Install the Anq App:  Begin by downloading and installing the Anq mobile app on your smartphone. You can find it on the Google Play Store or Apple App Store.

  • Complete KYC (Know Your Customer):  Once you launch the app,  go through the KYC process. This typically involves providing personal details, Aadhaar card verification, and a selfie for identification purposes.

  • Eligibility Check: After completing KYC, the Anq app will assess your eligibility for the YES BANK Anq Pi Credit Card.

  • Review Details and Provide Additional Information: The app will display the card's features, benefits, and eligibility requirements. You might need to provide some additional information during this step.

  • Submit Your Application: After reviewing the details and filling in any required information, submit your application electronically within the app.

  • Approval and Issuance: YES Bank will review your application. If approved, your Anq Pi Credit Card details, including the credit card number, will be visible within the Anq mobile app typically within 48 hours (subject to bank verification and approval time).

सम्पर्क करने का विवरण

18001031212 (toll-free number)/ +91 22 49350000.

खाता खोलने की प्रक्रिया और प्रक्रिया

​

​

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward system: Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%. 

  • Travel benefits: Free access to airport lounges internationally three times per year.  

  • Dependence on Anq application.

The YES BANK Anq Phi Credit Card might be suitable for those who make frequent purchases across various categories and value a digital experience with the Anq app. However, one should consider potentially lower rewards compared to other cards.

Yes Bank Card Anq Phi Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining Fees: INR 0

  • Interest Rates: 3.80% per month (45.60% annually). 

  • Cash Advance Charges: 2.5% of the amount withdrawn or ₹500, whichever is higher. 

  • Late Payment Charges: Ranges from INR 100 to INR 1200 

  • Foreign Currency Mark-up Fees: 3.40%

  • Reward Redemption Charges: NIL

ईंधन अधिशुक्ल

1% waiver, valid for transaction between ₹400 to ₹5,000.

Billing Cycle

30 Days

फीस एवं प्रभार
bottom of page