Yes Bank Wellness Plus Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low generic cashback rate.
Limited number of non-health benefits.
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Reward System: The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
4 Domestic lounge access facilities per year.
Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage.
पक्ष विपक्ष
Welcome Benefits
Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
पुरस्क ार प्रणाली
The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Users can get up to 12 complimentary fitness sessions per month, such as gym, yoga, and Zumba.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lacs and above.
फ़ायदे
Complementary health checkup.
Complimentary fitness sessions per month.
Travel benefits.
Dining discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the Yes Bank Wellness Plus Credit Card online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "Wellness Plus Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a copy of your PAN card and recent salary slip.
Select your preferred credit limit.
Submit your application.
You will receive a response from Yes Bank within a few days. If your application is approved, you will be issued the credit card within 7-10 working days.
Here are the documents required to apply for the Yes Bank Wellness Plus Credit Card:
Valid PAN card
Recent salary slip
Proof of address
Proof of identity
सम्पर्क करने का विवरण
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
Reward System: The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
4 Domestic lounge access facilities per year.
Complimentary health check-ups, 12 complimentary Zumba, yoga, and Gym sessions per month, and insurance coverage.
Low generic cashback rate.
Limited number of non-health benefits.
Yes Bank Wellness Plus Credit Card is a great credit for health conscious individuals. It however, has limited number of non health benefits. Overall it is a feature rich card - benefits are mostly pertaining to health.
Yes Bank Wellness Plus Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Annual Membership fees: INR1499 + GST
Cash Withdrawal Fees: 2.5% of amount withdrawn or INR500, whichever is higher.
Interest Rate: 3.8% p.m (45.6% p.a)
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Reward Redemption Fee: INR 100 per request.
Fuel Surcharge : 1% upto INR 250 per statement cycle.
Foreign Currency Markup charges: 3.50%
ईंधन अधिशुक्ल
1% upto INR 250 per statement cycle.
Billing Cycle
30 Days