उत्पाद विवरण
बैंक का नाम
Bank of India
Eligibility
Individuals & HUFs having PAN Numbers
ब्याज दर
7.25%
कार्यकाल
5- 10 years.
सावधि जमा प्रकार
Tax Saver
BOI STAR SUNIDHI DEPOSIT SCHEME
कर लाभ
Tax exemption under section 80C of the Income Tax Act, 1961.
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under section 80C of the Income Tax Act.
No premature withdrawal facility or auto-renewal facility.
Minimum deposit of Rs 10,000 and a maximum of 1,50,000 per financial year for a 5-year lock-in period.
The lock-in period of 5 years.
Nomination facility is available.
Premature withdrawal is not allowed.
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Tax saving benefits.
Special concession for senior citizens.
Competitive interest rates.
दोष
No loan or overdraft facilities.
High minimum deposit requirement.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Internet Banking:Log in to your Bank of India NetBanking account.
Navigate to the "Fixed Deposit" section.
Select the "Open FD" option.
Choose the type of deposit account (general, senior citizen, etc.).
Fill in the required details, including deposit amount, tenure, nominee information, and maturity instructions.Review the details and confirm the transaction.
Mobile App:
Download the Bank of India mobile app.Log in to your account.
Follow the steps similar to internet banking to open an FD.
2. Offline:
Visit a Bank Branch:Visit your nearest Bank of India branch.
Fill out the necessary FD application form.
Submit required documents, such as:PAN card
Aadhaar card
Address proof
Passport size photographs
Deposit the desired amount.
Application Procedure
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