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उत्पाद विवरण
बैंक का नाम

Central Bank of India

Eligibility

All type of customers eligible for opening. (Eligibility as per prevailing guidelines of Bank applicable to time Deposit accounts)

ब्याज दर

Interest rates keep fluctuating from time to time due to changes in the Repo rate.

कार्यकाल

1 to 3 years.

सावधि जमा प्रकार

Floating Interest Rate

Cent Floating Deposit Scheme

Cent Floating Deposit Scheme

कर लाभ

None

साख दर

CRISIL A1+

ब्याज भुगतान आवृत्ति

Not specified by the bank. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Not specified by the bank.

विशेषताएँ

  • The period of deposit can be from 1 year to 3 years.

  • The deposit can be started with a minimum amount of Rs. 1,00,000 and maximum deposit amount can be 2 crores.

  • Loan/ Overdraft against deposit is available

न्यूनतम निवेश राशि

1,00,000

फीस और शुल्क
Pros

  • Higher interest can be earned through floating interest rates.

  • Additional concessions are available for senior citizens.

दोष

  • The minimum deposit amount under this scheme is 1 lakh.

  • Tenure of upto 3 years only.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?

1. Visit a Branch:

  • Locate your nearest Central Bank of India branch.

  • Bring the required documents:
    Identification proof (Aadhaar card, PAN card, passport, etc.)
    Address proof (utility bill, ration card, etc.)Passport-sized photographs

2. Fill Out the Application Form:

  • Obtain an FD application form from the bank.

  • Fill in the necessary details, including:Deposit amount

    Tenure (duration of the FD)Nominee details (if any)
    Contact information

3. Submit Documents and Deposit Funds:

  • Submit the completed application form along with the required documents.

  • Deposit the desired amount for your FD.

4. Receive the Fixed Deposit Receipt (FDR):

  • Once the process is complete, you will receive an FDR as proof of your investment.

Application Procedure

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