उत्पाद विवरण
बैंक का नाम
Central Bank of India
Eligibility
A person in his individual capacity.
More than one person in their joint names
A minor jointly with a major
A minor over the age of 10 years who can read and write and operate the account personally.(Maturity value should not exceed Rs.50000/-)
Charitable and educational institutions.
HUF
Blind Persons
Illiterate persons
Private Traders , Merchants , Agents , Professionals Partnerships Firms , Companies Clubs , Societies & Corporates.
ब्याज दर
Up to 7.50%.
कार्यकाल
7 days to 120 months.
सावधि जमा प्रकार
Regular
Fixed Deposit Receipt (FDR)
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
Half-yearly, Maturity.
संचयी/गैर-संचयी
Non Cumulative
विशेषताएँ
Minimum deposit amount of Rs 100.
There is no maximum limit for the maximum deposit amount.
You can get a loan against fixed deposits.
The minimum deposit period is 7 days and the maximum is 10 years.
Additional concession in interest rate for senior citizens.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Minimum deposit amount of Rs 1,000.
Loans against deposits are available for up to 90% of the deposit amount.
No limit on the maximum deposit amount.
दोष
No cumulative interest payout options.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Visit a Branch:
Locate your nearest Central Bank of India branch.
Bring the required documents:
Identification proof (Aadhaar card, PAN card, passport, etc.)
Address proof (utility bill, ration card, etc.)Passport-sized photographs
2. Fill Out the Application Form:
Obtain an FD application form from the bank.
Fill in the necessary details, including:Deposit amount
Tenure (duration of the FD)Nominee details (if any)
Contact information
3. Submit Documents and Deposit Funds:
Submit the completed application form along with the required documents.
Deposit the desired amount for your FD.
4. Receive the Fixed Deposit Receipt (FDR):
Once the process is complete, you will receive an FDR as proof of your investment.
Application Procedure
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