उत्पाद विवरण
बैंक का नाम
IDFC FIRST Bank
Eligibility
Individuals having savings or current account of IDFC FIRST Bank
ब्याज दर
up to 7.25% per annum.
कार्यकाल
370 days
सावधि जमा प्रकार
Flexible
Flexi Fixed Deposits
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Non Cumulative
विशेषताएँ
You can choose a threshold above which the amount will auto-sweep to an FD. The FD will auto-break if the balance in your account goes below a certain amount depending on your account
FD breakage will not attract any penalty on withdrawal.
न्यूनतम निवेश राशि
It will depend upon the type of account i.e. Savings account or a Current account.
फीस और शुल्क
Pros
Sweep-in facility for Fixed Deposits.
Additional concession for senior citizens.
दोष
No tax saving benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Visit the IDFC First Bank website or download their mobile app.
Navigate to the "Deposits" section and select "Fixed Deposits."
Enter your desired amount, tenure, and interest payout option.
Provide your basic KYC details and verify with OTP.
Transfer funds to create the FD.
Offline:
Visit an IDFC First Bank branch near you.
Fill out the necessary forms and provide your KYC documents.
Submit the required amount to open the FD.
Application Procedure
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