उत्पाद विवरण
बैंक का नाम
Indian Bank
Eligibility
Senior Citizens of age 80 years and above.
ब्याज दर
3.55 to 8.00%
कार्यकाल
7 days to 10 years.
सावधि जमा प्रकार
Super Senior Citizens
IB Golden Ager – Term Deposit Product for Super Senior Citizens
कर लाभ
None
साख दर
CRISIL AAA
ब्याज भुगतान आवृत्ति
Not specified by the bank. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
This scheme is specially designed for super senior citizens.
The maximum deposit amount must be below 10 crore.
Deposits shall be eligible for a Demand Loan /overdraft facility of up to 90% of the deposit amount.
Additional concession for super senior citizens.
न्यूनतम निवेश राशि
1000
फीस और शुल्क
Pros
Additional concession of 1.00% on deposits tenure ranging above 5 years.
Maximum deposit amount of Rs 10 crore.
दोष
Penalty for premature withdrawal.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
You can open the FD online by visting the website https://www.indianbank.in/#!
Application Procedure
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