उत्पाद विवरण
बैंक का नाम
ICICI Bank
Eligibility
Individuals and entities who are residents, Hindu Undivided Families, Sole Proprietorship firms, Partnership firms, Limited Companies, Trust Accounts, Non-Resident Indians, Indians, and Minors with Guardianship.
The Savings account should be KYC verified.
ब्याज दर
Up to 7.80% per annum.
कार्यकाल
6 months to 10 years.
सावधि जमा प्रकार
Regular
Standalone Fixed Deposit
कर लाभ
No
साख दर
CARE AAA, [ICRA]AAA
ब्याज भुगतान आवृत्ति
Monthly, quarterly or keep it invested till maturity.
संचयी/गैर-संचयी
विशेषताएँ
With a standalone FD, you can open an account with ICICI Bank for a minimum tenure of 6 months, while the maximum is 10 years. The minimum amount needed to start a deposit is Rs 10,000 and the maximum is Rs 1 lakh.
One of the primary advantages of Standalone FDs is the independence from opening a linked Savings Account. This simplifies the investment process and caters to individuals who may not wish to maintain multiple accounts.
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Attractive interest rates
Flexible tenure
Easy to open
दोष
No tax benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Here’s a step-by-step guide on how to do it:
Access Your Account:Begin by logging into your ICICI Bank account using either Internet Banking or the iMobile Pay app.
Navigate to the FD Section:Once logged in, find the section related to Fixed Deposits. You’ll typically find this under the ‘Investments’ or ‘Savings’ tab.
Fill Out the FD Form:
Provide the necessary details:Investment Amount: Specify the amount you wish to deposit.
Tenure or Duration: Choose the duration of the FD. Select the duration based on your financial goals.
Select Payout Plan:
Decide how you want to receive the interest accumulated on your FD.
Review and Confirm:Before submitting your FD application, review all the details you’ve entered.
Ensure that the investment amount, tenure, and payout plan align with your preferences and financial requirements.
Application Procedure
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