उत्पाद विवरण
बैंक का नाम
RBL Bank
Eligibility
This deposit is available for resident individuals, non-resident Indian and non-individual entities.
ब्याज दर
Up to 8.10% per annum.
कार्यकाल
1 year to 10 years.
सावधि जमा प्रकार
Regular
ACE Fixed Deposits
कर लाभ
No
साख दर
Fixed Deposits program: ICRA AA- (Stable), Short-term Fixed Deposit program: ICRA A1+
ब्याज भुगतान आवृत्ति
Monthly, quarterly or keep it invested till maturity.
संचयी/गैर-संचयी
Non Cumulative.
विशेषताएँ
Deposit value of minimum INR 50 lakhs and above to maximum less than INR 3 crore for non-individual customers and minimum INR 1 crore above to maximum less than INR 3 crore for individual customers.
Tenure minimum 12 months to maximum 120 months.
Premature withdrawal is not allowed.
न्यूनतम निवेश राशि
50 lakhs
फीस और शुल्क
Pros
Attractive interest rates
Flexible tenure
Easy to open
दोष
Premature withdrawal is not allowed.
Tax on interest.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit an RBL Bank Branch: This is the traditional method.
Locate your nearest RBL Bank branch. You can find a branch locator on the bank's website: https://www.rblbank.com/locate-us
Carry the required documents: Identity proof (Aadhaar card, PAN card)
Address proof (utility bill, bank statement)
Recent passport-sized photograph
Inform the bank representative that you want to open a Fixed Deposit.
Fill out the application form provided by the bank.
Choose your deposit amount.
Select your preferred tenure.
Decide on your interest payout option (monthly, quarterly, or annually). Interest can be credited to your savings account or compounded (interest earned adds to the principal amount).
Discuss any questions you may have with the bank representative.
Once everything is finalized, submit the form, documents, and your initial deposit amount. You will receive a Fixed Deposit Receipt (FDR) as confirmation.
Open an Online Fixed Deposit (FD) through RBL Bank Net Banking (if you're an existing customer):
Visit the RBL Bank Net Banking website: https://www.rblbank.com/
Log in using your customer ID and password.
Look for the "Term Deposits" or "Open Fixed Deposit" section.
Select your preferred tenure and deposit amount.
Choose your interest payout option.
Confirm the details and complete the online application.
Application Procedure
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