उत्पाद विवरण
बैंक का नाम
Jana Small Finance Bank
Eligibility
Both new and existing customers of Jana Small Finance Bank can open a Recurring Deposit.
Following are the types of customers who can open recurring deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Cooperative Society, Trusts, Partnerships, NGO and, Private Limited.
ब्याज दर
Up to 8.75%.
कार्यकाल
6 months to 10 years.
सावधि जमा प्रकार
Recurring
Recurring Deposit
कर लाभ
None
साख दर
IND A-/Stable
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
The minimum deposit amount is Rs 100.
No upper limit on the deposit amount.
Overdraft/Loan against deposit is available.
Minimum duration of 6 months.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Low minimum deposit requirement of Rs. 100.
Competitive interest rates.
Additional concession for senior citizens.
दोष
Interest payout is only available at the time of maturity.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Existing customers can open Recurring Deposit through Jana Mobile Banking Application and Jana Internet Banking.
Visit the nearest Jana Bank branch and open Recurring Deposit
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.
Application Procedure
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