उत्पाद विवरण
बैंक का नाम
Bank of India
Eligibility
Individuals & Joint Accounts (Including Minors)
ब्याज दर
Up to 7.95%
कार्यकाल
12 months to 10 years.
सावधि जमा प्रकार
Flexi Recurring Deposit
Star Flexi Recurring Deposit
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
Not specified by the bank. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
Customers have to declare the monthly instalment i.e. “Core amount” at the time of opening of the account. Minimum:100.
Flexi/Variable Monthly Instalment can be any number of times of the core limit.
The tenure for this scheme can range from 12 months to 120months.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Loan/overdraft against deposit is available
Flexible deposit option.
दोष
Fixed core amount.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Internet Banking:Log in to your Bank of India NetBanking account.
Navigate to the "Fixed Deposit" section.
Select the "Open FD" option.
Choose the type of deposit account (general, senior citizen, etc.).
Fill in the required details, including deposit amount, tenure, nominee information, and maturity instructions.Review the details and confirm the transaction.
Mobile App:
Download the Bank of India mobile app.Log in to your account.
Follow the steps similar to internet banking to open an FD.
2. Offline:
Visit a Bank Branch:Visit your nearest Bank of India branch.
Fill out the necessary FD application form.
Submit required documents, such as:PAN card
Aadhaar card
Address proof
Passport size photographs
Deposit the desired amount.
Application Procedure
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