उत्पाद विवरण
बैंक का नाम
Bank of India
Eligibility
Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions
ब्याज दर
Up to 7.90%
कार्यकाल
Up to 10 years
सावधि जमा प्रकार
Monthly Deposit
Star Monthly Income Fixed Deposit
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
Monthly/ Quarterly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
Minimum deposit amount of Rs 5000
There is no maximum limit for the maximum deposit amount.
You can get a loan against fixed deposits.
The maximum deposit period is 10 years.
Additional concession in interest rate for senior citizens.
न्यूनतम निवेश राशि
5000
फीस और शुल्क
Pros
No limit on the maximum deposit amount.
Additional concessions in interest rates for senior citizens.
दोष
High minimum deposit requirements.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Internet Banking:Log in to your Bank of India NetBanking account.
Navigate to the "Fixed Deposit" section.
Select the "Open FD" option.
Choose the type of deposit account (general, senior citizen, etc.).
Fill in the required details, including deposit amount, tenure, nominee information, and maturity instructions.Review the details and confirm the transaction.
Mobile App:
Download the Bank of India mobile app.Log in to your account.
Follow the steps similar to internet banking to open an FD.
2. Offline:
Visit a Bank Branch:Visit your nearest Bank of India branch.
Fill out the necessary FD application form.
Submit required documents, such as:PAN card
Aadhaar card
Address proof
Passport size photographs
Deposit the desired amount.
Application Procedure
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