Tax Saver Fixed Deposit

उत्पाद विवरण

बैंक का नाम

Jana Small Finance Bank

Eligibility

Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit account.
Following are the types of customers who can open fixed deposit accounts: Individuals and HUF (Hindu Undivided Family).

ब्याज दर

8.20% per annum.

कार्यकाल

5 years.

सावधि जमा प्रकार

Tax Saver

FD Tax Saver Fixed Deposit

कर लाभ

Tax exemption under Section 80C of the Income Tax Act, 1961

साख दर

IND A-/Stable

ब्याज भुगतान आवृत्ति

(Monthly / Quarterly / Half-Yearly / Yearly). Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Cumulative

विशेषताएँ

Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under section 80C of the Income Tax Act.
No premature withdrawal facility or auto-renewal facility.
Minimum deposit of Rs 100 and a maximum of 1,50,000 per financial year for a 5-year lock-in period.
The lock-in period of 5 years.
Nomination facility is available.
Premature withdrawal is not allowed.

न्यूनतम निवेश राशि

100

फीस और शुल्क

Pros

Tax exemption under Section 80C of the Income Tax Act, 1961.
Competitive interest rates.

दोष

No additional concession for senior citizens.

पक्ष विपक्ष

खाता खोलने की प्रक्रिया और प्रक्रिया

कैसे खोलें?

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Application Procedure

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