उत्पाद विवरण
बैंक का नाम
Canara Bank
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
No limit
ब्याज दर
Floating: 8.45% to 11.25 per annum.
Fixed: 9.80% to 12% per annum.
प्रकार
Both
अग्रिम भुगतान
10 to 25%.
फीस और शुल्क
Processing fees- 0.50%, minimum Rs.1500+GST and maximum Rs.10,000+GST
Pre-payment charges: NIL for floating interest rate. 2% on the fixed interest rate.
Late payment charges: Not mentioned by the bank.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Housing Loan
विशेष लक्षण
None
पात्रता मापदंड
Resident Type: Resident Indians & Non-Resident Indians (NRIs) holding Indian passport or Persons of Indian origin (PIOs) holding foreign passport or Overseas Citizens of India (OCI).
Salaried Individual: Any individual with 2 years aggregated regular and continuous service with a Minimum completed service of 6 months in the current organization/company.
Non-salaried Individual: Any individual engaged in business & self-employed persons like, doctors, chartered accountants, architects and others. This is subject to producing of documentary evidence 3 years ITR/ITAO.
Entry & exit age of borrowers: The entry age of the borrower shall be less than 60 years for availing the loan & shall be able to clear the liability before attaining 75 years of age. If the entry age of the main borrower is 60 years & above, the loan shall be availed jointly with earning spouse/earning legal heirs only.
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Complimentary credit card.
Minimal processing charges.
No cap on the maximum loan amount.
Available for both fixed and floating interest rates.
दोष
No Home Saver option
पक्ष विपक्ष
Application Procedure
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