उत्पाद विवरण
बैंक का नाम
Central Bank of India
अधिकतम ऋण अवधि
For purchase/construction of new home, maximum tenure is 30 years. For extension/repair, renovation of existing home loan, maximum tenure is 10 years.
अधिकतम ऋण राशि
Not capped.
ब्याज दर
8.5% to 9.5%.
प्रकार
Floating interest rate.
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अग्रिम भुगतान
For loan upto INR 30 lakhs, down payment should be 10%. For loans between INR 30 Lakhs and INR 75 Lakhs down payment has to be 20%. For loans above INR 75 Lakhs down payment has to be 25%.
फीस और शुल्क
Processing fee: Waived upto 31st December, 2024.
Prepayment charges for floating rate: Nil.
Penal Interest On Late Payment: Not specified on website.
Legal Fee: At actuals.
Stamp Duty And Registration Charges: At actuals.
न्यूनतम CIBIL स्कोर
700.
डाउन पेमेंट और शुल्क
Cent Home Loan
विशेष लक्षण
Nil processing fee. Low interest rate.
पात्रता मापदंड
Borrower should have a stable source of income.
Borrower should be above 18 years of age.
विशेष रियायत
Not under this home loan scheme.
होम सेवर विकल्प
Not available.
विशेषताएं, पात्रता और रियायत
पेशेवरों
Nil processing fee.
Low interest rates.
दोष
High cibil score threshold.
Down payment required for home loan is high.
पक्ष विपक्ष
Application Procedure
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