उत्पाद विवरण
बैंक का नाम
Central Bank of India.
अधिकतम ऋण अवधि
Not specified.
अधिकतम ऋण राशि
Not capped.
ब्याज दर
9.35% to 9.80%.
प्रकार
Floating Interest Rate.
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अग्रिम भुगतान
For loan upto INR 30 lakhs, down payment should be 10%. For loans between INR 30 Lakhs and INR 75 Lakhs down payment has to be 20%. For loans above INR 75 Lakhs down payment has to be 25%.
फीस और शुल्क
Processing fee: 0.50% of the loan amount subject to cap of INR 20,000+ GST
Prepayment charges for floating rate: Nil.
Penal Interest On Late Payment: Not specified on website.
Legal Fee: INR 1350+GST.
Stamp Duty And Registration Charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified.
डाउन पेमेंट और शुल्क
Cent Home Loan Scheme for purchasing 3rd or 4th house/flat.
विशेष लक्षण
The processing fee is waived till 31.12.2024
पात्रता मापदंड
Applicant should be salaried employees or self-employed persons or professional or any other person having a legal, identified and regular source of income.
The borrower be 18 years old (completed) as on the date of application.
विशेष रियायत
None.
होम सेवर विकल्प
Not specified.
विशेषताएं, पात्रता और रियायत
पेशेवरों
Low interst rate.
0 processing fee till 31.12.2024.
Borrowers can avail moratorium upto 24 months.
दोष
Down payment required is high.
पक्ष विपक्ष
Application Procedure
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