उत्पाद विवरण
बैंक का नाम
City Union Bank
अधिकतम ऋण अवधि
Up to 20 years.
अधिकतम ऋण राशि
7,50,00,000
ब्याज दर
Floating: 8.75% to 10.50 per annum.
Fixed: 9.35% to 10.35% per annum.
प्रकार
Both
अग्रिम भुगतान
20%
फीस और शुल्क
Processing fees- 0.20% on the loan amount plus GST
Pre-payment charges: NIL for floating interest rate. For fixed interest rate, in the case of Balance Transfer a penalty of 2% will be charged but no prepayment penalty will be charged if the loan is repaid from own sources.
Late payment charges: Not mentioned by the bank.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Premium Home Loan
विशेष लक्षण
None
पात्रता मापदंड
Resident Indian citizens and Non-Resident Indians/Persons of Indian origin(PIOs) holding foreign passports who have attained 21 years as of the date of application may apply singly or jointly with other eligible individuals however restricted to a maximum of 3 members(viz., spouse/ children/ parents).
Minimum age: Borrower: Above 21 years of age. Co-borrower/Co-applicant: Age above 18 years may be permitted.
Maximum age: The maximum age limit is fixed at 60 years (for salaried) and 65 years (for non-salaried) i.e., the age by which the loan should be fully repaid subject to the availability of a sufficient, regular and continuous source of income for servicing the loan repayment.
Employment type: Individuals with a steady source of income under the Salaried and non-salaried segment can apply.
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Minimal processing charges.
Available for both fixed and floating interest rates.
Maximum loan amount of up to 7,50,00,000.
दोष
No Home Saver option.
पक्ष विपक्ष
Application Procedure
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