उत्पाद विवरण
बैंक का नाम
CSB Bank
अधिकतम ऋण अवधि
Upto 20 years.
अधिकतम ऋण राशि
Not capped.
ब्याज दर
9.69% p.a. for loans upto Rs 75 lakhs and 9.94% p.a. for loans above Rs 75 lakhs.
प्रकार
Floating
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अग्रिम भुगतान
75 % of construction/purchase cost or loan eligibility whichever is lower.
फीस और शुल्क
Processing fee: 0.5% of the loan amount.
Prepayment charges for floating rate: NIL.
Penal Interest On Late Payment: 24% per annum i.e. 2% per month on the overdue installments.
Legal Fee: At actuals.
Stamp Duty And Registration Charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified.
डाउन पेमेंट और शुल्क
CSB Bank Housing Loan
विशेष लक्षण
None.
पात्रता मापदंड
Below is the eligibility criterion:
Borrower should be of a minimum age of 18.
Borrower should have a good Cibil score.
Borrower should have proof of income.
विशेष रियायत
None.
होम सेवर विकल्प
No.
विशेषताएं, पात्रता और रियायत
पेशेवरों
Nil prepayment charges.
Quick processing.
दोष
No home saver option available.
PSU banks offering lower interest rate.
High processing fee.
Loan tenure is limited to only 20 years.
पक्ष विपक्ष
Application Procedure
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