उत्पाद विवरण
बैंक का नाम
HDFC Bank
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
Not specified by the bank.
ब्याज दर
8.75%- 9.95% per annum.
प्रकार
Floating
अग्रिम भुगतान
Loans up to and including ₹30 lacs: 90% of the property cost.
Loans from ₹30.01 lacs to ₹75 lacs: 80% of the property cost.
Loans above ₹75 lacs: 75% of the property cost.
फीस और शुल्क
Processing fees- For salaried, self-employed professionals: Upto 0.50% of the loan amount or Rs. 3000 whichever is higher, For self-employed non-professionals: Upto 1.50 % of the Loan amount or Rs. 4500 whichever is higher.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: A maximum of 18% per annum on overdue instalment amounts.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Home Loan Balance Transfer
विशेष लक्षण
None
पात्रता मापदंड
Age: 18-70 years.
Profession: Salaried/self-employed.
Nationality: Resident Indian.
विशेष रियायत
None
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Low processing fee.
Floating interest rate.
Loan tenure of up to 30 years.
दोष
No Home Saver option.
पक्ष विपक्ष
Application Procedure
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