उत्पाद विवरण
बैंक का नाम
Karnataka Bank
अधिकतम ऋण अवधि
Up to 10 years.
अधिकतम ऋण राशि
Up to 1,50,00,000.
ब्याज दर
9.30% to 11.45% per annum.
प्रकार
Floating
अग्रिम भुगतान
20% of the estimated cost.
फीस और शुल्क
Processing fees- 0.25% of the loan amount.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: 0.2% or Rs 100 whichever is higher.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
KBL Xpress Ghar Niveshan Loan
विशेष लक्षण
None
पात्रता मापदंड
Indian resident
Must be at least 18 years old with a maximum age limit of 60 years.
Salaried person: monthly salary of ₹10,000.
Self-employed: annual income of ₹1,20,000.
Non resident of India (NRI)
Salaried person: monthly salary ₹40,000.
Self-employed: minimum gross income ₹4,80,000.
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Maximum loan amount of up to 1,50,00,000.
Low processing fee.
दोष
Loan tenure of up to 10 years only.
No Home Saver option.
पक्ष विपक्ष
Application Procedure
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