उत्पाद विवरण
बैंक का नाम
Punjab National Bank
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
No limit
ब्याज दर
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
प्रकार
Both
अग्रिम भुगतान
LTV Ratio of 75% to 85%.
फीस और शुल्क
Processing fees- Waived till 31.03.2025
Pre-payment charges: NIL for Floating interest rate. 2% of the pre-paid outstanding amount for Fixed interest rates.
Late payment charges: 2% per month on the overdue amount.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Composite Loan For Purchase Of Residential Plot And Construction Of A House
विशेष लक्षण
Processing fee waived till 31.03.2025
पात्रता मापदंड
Individuals or groups of individuals (co-borrowers) who have an assured source of regular income viz. Salaried employees, Professionals, Self-employed persons, Businessmen, Farmers etc.
Staff members are also eligible.
विशेष रियायत
None
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Loan tenure of 30 years.
There is no limit on the maximum loan amount.
Processing fee waived till 31.03.2025
दोष
Low LTV Ratio
पक्ष विपक्ष
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.