उत्पाद विवरण
बैंक का नाम
South Indian Bank
अधिकतम ऋण अवधि
Balance tenure of home loan or 7 years whichever is higher.
अधिकतम ऋण राशि
As per eligibility under the South Indian Bank home loan.
ब्याज दर
8.70% to 11.70% per annum.
प्रकार
Floating
अग्रिम भुगतान
Up to 90%.
फीस और शुल्क
Processing fees- 1% of the loan amount.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: 2% per annum for the default/overdue period.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
730
डाउन पेमेंट और शुल्क
Top Up Loan
विशेष लक्षण
Low interest rate.
पात्रता मापदंड
Customers who have availed home loan and have a regular repayment history of at least 12 months (of both principal & interest).
In case of a balance transfer, then the repayment history of the previous bank may be taken into consideration towards 12 EMIs.
विशेष रियायत
None
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Low processing fee.
High LTV ratio.
दोष
No Home Saver option.
पक्ष विपक्ष
Application Procedure
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