उत्पाद विवरण
बैंक का नाम
UCO Bank
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
No limit.
ब्याज दर
8.35% to 10% per annum.
प्रकार
Floating
अग्रिम भुगतान
90% on loan up to Rs 30 lacs,
80% on loan above Rs 30 lacs to Rs 75 lacs,
75% on loan above Rs 75 lacs.
फीस और शुल्क
Processing fees- 0.25% of the pre-approved home loan amount, minimum Rs. 1,000, maximum Rs. 10,000.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: Not mentioned by the bank.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Pre-approved Home Loan
विशेष लक्षण
None
पात्रता मापदंड
Individuals including NRI: Minimum 21 years of age and a maximum 75 years of age.
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
No cap on the loan amount.
Loan tenure of up to 30 years.
Concession for women.
दोष
Low LTV ratio.
No Home Saver option.
पक्ष विपक्ष
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.