उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
अधिकतम ऋण अवधि
20 years
अधिकतम ऋण राशि
50,00,000
ब्याज दर
8.75% to 17.75% per annum.
प्रकार
Floating
अग्रिम भुगतान
Not specified by the bank.
फीस और शुल्क
Processing fees- Rs 3,350 plus GST.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: 2.5% plus GST per month on the overdue amount.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Composite (Plot Purchase & Self Construction)
विशेष लक्षण
None
पात्रता मापदंड
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Minimal processing fee.
Loan tenure of up to 20 years.
दोष
High interest rate.
Loan amount of Rs 50 lakhs only.
पक्ष विपक्ष
Application Procedure
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