IDFC First Bank

उत्पाद विवरण

बैंक का नाम

IDFC First Bank

Minimum Loan Amount

Up to ₹1 crore

ब्याज दर

starting at 10.75% interest

न्यूनतम CIBIL स्कोर

Minimum Loan Tenure

84 months

Marriage loan

फीस और शुल्क

processing fees. It is offered at 3.5% and is deducted from the bank loan for marriage at the time of loan disbursal. EMI bounce charge, which comes up to ₹400, is also applicable each time you miss a wedding loan EMI. Both the duplicate statement of account and duplicate no objections certificate cost ₹500. Document retrieval charges also add up to ₹500 each time the documents need to be retrieved. Also, 5% of the entire bank loan for marriage is charged as foreclosure fees if you decide to foreclose the loan before its time. Lastly, 2% of the unpaid EMI or ₹300, whichever is higher, is charged as an overdue interest.

पात्रता

Personal loan for marriage eligibility for IDFC FIRST Bank is broken into two categories: personal loans for marriage for salaried individuals and instant personal loans for marriage for self-employed individuals. The eligibility criteria are as follows: For salaried people Age limit: 23 years old at the time of the application Maximum age: 60 years or retirement, whichever comes first, at the time of loan maturity Self-employed people The company must have been in operation for at least three years Age requirement: 25 years old at the time of the application Maximum age: At the time of loan maturity, you must be 65 years old

विशेष रियायत

शुल्क, पात्रता और रियायत

पेशेवरों

दोष

पक्ष - विपक्ष

उद्देश्य

Prospective personal loan borrowers can avail IDFC First Bank Marriage Loan to meet their wedding related expenses.

विशेष लक्षण

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Application Procedure

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