Bank Accounts
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Interest Rate
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%
0
Account Opening Fee
0
Annual Maintenance Fees
Savings
Account Type
Interest Rate
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%
0
Account Opening Fee
0
Annual Maintenance Fees
Saving
Account Type
Interest Rate
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%
0
Account Opening Fee
0
Annual Maintenance Fees
Saving
Account Type
MakeMyTrip ICICI Bank Credit Card
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
Travel Credit Card
Card Type
Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.
Welcome Benefits
Cashback Credit Card
Card Type
Users can choose any of the following (a) Free subscription of ZEE5 for 3 months. (b) Free subscription of SonyLiv for 1 month. (c) Free subscription of Disney+Hotstar for 3 months. (December 31, 2024) by making their first purchase within 30 days of getting the card. Users can avail cashback of INR 500 per transaction on the first 3 purchases within 90 days of the card purchase, (minimum transaction of INR 2000 each, limited to Flipkart Wholesale online platforms only).
Welcome Benefits
HDFC Bank UPI RuPay Biz Credit Card
1 cash point = INR 0.25
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). Effective cashback rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month). Effective cashback rate: 0.50%.
1% cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). Effective cashback rate: 0.25%.
Cashback redemption is capped at 50,000 reward points per calendar month.
Users must have a minimum cash points equivalent to INR 500 for redemption.
Cash points are valid only for 2 years from the date of the transaction.
Cashback Credit Card
Card Type
NA
Welcome Benefits
Paytm HDFC Bank Select Business Credit Card
Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Business Credit Card
Card Type
Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Welcome Benefits
Paytm HDFC Bank Business Credit Card
Every 1 cash point is equivalent to INR 1. cashback.
3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month.
2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500.
1% cashback on all other retail spends, maximum cap per calendar month is INR 1000.
The minimum cash point balance required for redemption against the statement balance is 500 cash points.
Cashback Credit Card
Card Type
Users get Paytm First membership upon a minimum transaction of INR 100, and a gift voucher worth INR 250 upon card activation with 2 transactions in the first 30 days.
Welcome Benefits
Purpose or Field of Education
Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.
15 Years
Maximum Loan Tenure
1.5 Crores
Maximum Loan Amount
12 months after the completion of the course.
Grace Period
Purpose or Field of Education
The Scheme seeks to extend financial assistance to deserving/meritorious wards of Defense & Indian Coast Guard Personnel for pursuing higher education in India and abroad.
Easy repayment over 15 years through EMI
Maximum Loan Tenure
Studies In India- Maximum Rs. 40 lakhs
Studies Abroad- Maximum Rs. 1.50 Cr
Maximum Loan Amount
6 months grace period provided to create mortgage of property offered as security with Bank.
Grace Period
Purpose or Field of Education
Loan for pursuing higher education in Select Premier Institutions of the country
15 Years
Maximum Loan Tenure
The maximum loan amount can be upto Rs. 40 Lacs
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
SBI Global Ed-Vantage is an overseas education loan exclusively for those who wish to pursue full time regular courses at foreign colleges/universities.
15 Years
Maximum Loan Tenure
1.5 Crores
Maximum Loan Amount
Repayment will commence 6 months after completion of the course.
Grace Period
Purpose or Field of Education
Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.
15 Years
Maximum Loan Tenure
The maximum loan amount can be upto Rs. 30 Lacs
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
The funds from the Axis Bank Balance Transfer Education Loan are used to pay off your existing education loan, not for any new educational expenses.
Up to 15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 1 Cr. (For Abroad)
Unsecured Loan up to INR 75 Lakhs (For Domestic)
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Unsecured Loan upto 40Lakhs to working professionals
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 40 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Unsecured Loan for Abroad universities on the basis of GRE score
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 50 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Education Loans for full-time Premier Courses In India
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 75 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Fixed/Short Term Deposit
Individual - Single Accounts
Two or more individuals - Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions
Interest Rate
Up to 6.65%
Short Term
Fixed Deposit Type
Up to 6 months.
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
Interest Rate
Up to 7.95%
Recurring
Fixed Deposit Type
3 months to 10 years.
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
Double Benefit Term Deposit
Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.,
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions
Interest Rate
Up to 7.95%.
Regular
Fixed Deposit Type
6 months to 120 months.
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
BOI Quarterly Deposit
Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions
Interest Rate
Up to 7.90%
Quarterly Deposit
Fixed Deposit Type
Up to 10 years.
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
Star Monthly Income Fixed Deposit
Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions
Interest Rate
Up to 7.90%
Monthly Deposit
Fixed Deposit Type
Up to 10 years
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
Interest Rate
Interest rates keep fluctuating from time to time due to changes in the Repo rate.
Floating Interest Rate
Fixed Deposit Type
1 to 3 years.
Fixed Deposit Tenure
CRISIL A1+
Credit Rating
Interest Rate
9.25%
Maximum 8 years
Maximum Loan Tenure
Based on the
customer's need
Maximum Loan Amount
Not required
Minimum CIBIL Score
Interest Rate
9.25%
Upto 12 Months
Maximum Loan Tenure
INR 25 Lakhs
Maximum Loan Amount
Not required
Minimum CIBIL Score
PNB Gen-Next – Housing Loan for Salaried
All salaried employees with a minimum of 3 years experience.
Co-borrower will also be salaried class
Upto the age of 40 years.
In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.
Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.
Minimum net monthly salary: Rs.35000.
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Pradhan Mantri Awas Yojana
Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.
EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.
LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.
Interest Rate
8.85% onwards. Up to 6.5% after subsidy.
30 years
Maximum Loan Tenure
30,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.
Maximum Loan Tenure
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
1,00,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Home Improvement Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
Up to 15 years.
Maximum Loan Tenure
25,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Composite (Plot Purchase & Self Construction)
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years
Maximum Loan Tenure
50,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Purchase and Construction Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years.
Maximum Loan Tenure
75,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.
Up to 20 years.
Maximum Loan Tenure
Up to 20 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
INR 400
Annual Fees
Sharekhan provides a comprehensive range of charting features and technical analysis tools to assist traders in making informed investment decisions. The platform offers various types of charts, including line charts, candlestick charts, and bar charts, with customizable timeframes and indicators.
Special Feature
INR 600 per year towards account maintenance
Annual Fees
It offers comprehensive investment portfolio management and tracking capabilities, empowering users to efficiently manage their investments in a single platform.
Special Feature
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
Up to 5 years
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
up to 84 months
Maximum Loan Tenure
Up to Rs 25 lakh
Account Opening Fees
Fees and Charges
up to 60 months
Maximum Loan Tenure
upto Rs. 10.00 lakhs
Account Opening Fees
Fees and Charges
upto 6months
Maximum Loan Tenure
upto 2 lakhs
Account Opening Fees
Fees and Charges
upto 84 months
Maximum Loan Tenure
upto Rs. 25.00 lakhs