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Bank Accounts

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

CSB Student Support Savings Account

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CSB Student Support Savings Account

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%

0

Account Opening Fee

0

Annual Maintenance Fees

Savings

Account Type

CSB Women Power Savings Account

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CSB Women Power Savings Account

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%

0

Account Opening Fee

0

Annual Maintenance Fees

Saving

Account Type

CSB Senior Citizen Independence Savings Account

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CSB Senior Citizen Independence Savings Account

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.75%

0

Account Opening Fee

0

Annual Maintenance Fees

Saving

Account Type

PNB Select Saving Account

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PNB Select Saving Account

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Saving account

Account Type

PNB Salary Account (Titanium)

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PNB Salary Account (Titanium)

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Salary account

Account Type

PNB Salary Account (Platinum 200)

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PNB Salary Account (Platinum 200)

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Salary account

Account Type

PNB Salary Account (Premium 100)

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PNB Salary Account (Premium 100)

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Salary account

Account Type

PNB Salary Account (Gold 50)

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PNB Salary Account (Gold 50)

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Salary account

Account Type

PNB Salary Account (Silver 25)

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PNB Salary Account (Silver 25)

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Salary account

Account Type

PNB Samman Saving Account

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PNB Samman Saving Account

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Saving account

Account Type

PNB Women Power Savings

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PNB Women Power Savings

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

0

Account Opening Fee

0

Annual Maintenance Fees

Saving

Account Type

PNB Rakshak Plus Scheme

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PNB Rakshak Plus Scheme

Interest Rate

Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

0

Account Opening Fee

0

Annual Maintenance Fees

Saving account

Account Type

MakeMyTrip ICICI Bank Credit Card

Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.

MakeMyTrip ICICI Bank Credit Card

Travel Credit Card

Card Type

Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.

Welcome Benefits

Flipkart Wholesale HDFC Bank Credit Card

5% cashback on telecom, utility, govt. & tax payments up to INR 250 per month.

1% cashback on all other spends.(Maximum INR 25,000 per month).

Cashback accrued per calendar month will be auto-redeemed to the user in successive statements.

Flipkart Wholesale HDFC Bank Credit Card

Cashback Credit Card

Card Type

Users can choose any of the following (a) Free subscription of ZEE5 for 3 months. (b) Free subscription of SonyLiv for 1 month. (c) Free subscription of Disney+Hotstar for 3 months. (December 31, 2024) by making their first purchase within 30 days of getting the card. Users can avail cashback of INR 500 per transaction on the first 3 purchases within 90 days of the card purchase, (minimum transaction of INR 2000 each, limited to Flipkart Wholesale online platforms only).

Welcome Benefits

HDFC Bank UPI RuPay Biz Credit Card

  • 1 cash point = INR 0.25

  • 3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). Effective cashback rate: 0.75%.

  • 2% cash points on utility spend (maximum 500 points per month). Effective cashback rate: 0.50%.

  • 1% cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). Effective cashback rate: 0.25%.

  • Cashback redemption is capped at 50,000 reward points per calendar month.

  • Users must have a minimum cash points equivalent to INR 500 for redemption.

  • Cash points are valid only for 2 years from the date of the transaction.

HDFC Bank UPI RuPay Biz Credit Card

Cashback Credit Card

Card Type

NA

Welcome Benefits

Paytm HDFC Bank Select Business Credit Card

Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month. 

Paytm HDFC Bank Select Business Credit Card

Business Credit Card

Card Type

Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.

Welcome Benefits

Paytm HDFC Bank Business Credit Card

Every 1 cash point is equivalent to INR 1. cashback.

3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month. 

2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500.

1% cashback on all other retail spends, maximum cap per calendar month is INR 1000.

The minimum cash point balance required for redemption against the statement balance is 500 cash points.

Paytm HDFC Bank Business Credit Card

Cashback Credit Card

Card Type

  • Users get Paytm First membership upon a minimum transaction of INR 100, and a gift voucher worth INR 250 upon card activation with 2 transactions in the first 30 days.

Welcome Benefits

तुलना करें

SBI Scholar Loan

Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.

State Bank of India

Purpose or Field of Education

Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.

15 Years

Maximum Loan Tenure

1.5 Crores

Maximum Loan Amount

12 months after the completion of the course.

Grace Period

Shaurya Education Loan for Wards of Defense and Indian Coast Guard Personnel

The Scheme seeks to extend financial assistance to deserving/meritorious wards of Defense & Indian Coast Guard Personnel for pursuing higher education in India and abroad.

State Bank of India

Purpose or Field of Education

The Scheme seeks to extend financial assistance to deserving/meritorious wards of Defense & Indian Coast Guard Personnel for pursuing higher education in India and abroad.

Easy repayment over 15 years through EMI

Maximum Loan Tenure

Studies In India- Maximum Rs. 40 lakhs
Studies Abroad- Maximum Rs. 1.50 Cr

Maximum Loan Amount

6 months grace period provided to create mortgage of property offered as security with Bank.

Grace Period

SBI El Takeover Loan

It is a higher cost educational loan

State Bank of India

Purpose or Field of Education

It is a higher cost educational loan

15 Years

Maximum Loan Tenure

1.5 Crores

Maximum Loan Amount

12 Months after the completion of the Course

Grace Period

SBI Takeover Of Education Loan

You can transfer your existing education loan to SBI.

State Bank of India

Purpose or Field of Education

You can transfer your existing education loan to SBI.

15 Years

Maximum Loan Tenure

1.5 Crores

Maximum Loan Amount

-

Grace Period

SBI Scholar Loan

Loan for pursuing higher education in Select Premier Institutions of the country

State Bank of India

Purpose or Field of Education

Loan for pursuing higher education in Select Premier Institutions of the country

15 Years

Maximum Loan Tenure

The maximum loan amount can be upto Rs. 40 Lacs

Maximum Loan Amount

-

Grace Period

SBI Global ED Vantage

SBI Global Ed-Vantage is an overseas education loan exclusively for those who wish to pursue full time regular courses at foreign colleges/universities.

State Bank of India

Purpose or Field of Education

SBI Global Ed-Vantage is an overseas education loan exclusively for those who wish to pursue full time regular courses at foreign colleges/universities.

15 Years

Maximum Loan Tenure

1.5 Crores

Maximum Loan Amount

Repayment will commence 6 months after completion of the course.

Grace Period

SBI Scholar Loan

Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.

State Bank of India

Purpose or Field of Education

Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.

15 Years

Maximum Loan Tenure

The maximum loan amount can be upto Rs. 30 Lacs

Maximum Loan Amount

-

Grace Period

SBI El Takeover Loan

It is a higher cost educational loan

State Bank of India

Purpose or Field of Education

It is a higher cost educational loan

15 Years

Maximum Loan Tenure

1.5 Crores

Maximum Loan Amount

-

Grace Period

Axis Bank Balance Transfer Education Loan

The funds from the Axis Bank Balance Transfer Education Loan are used to pay off your existing education loan, not for any new educational expenses.

Axis Bank

Purpose or Field of Education

The funds from the Axis Bank Balance Transfer Education Loan are used to pay off your existing education loan, not for any new educational expenses.

Up to 15 Years

Maximum Loan Tenure

Unsecured Loan upto INR 1 Cr. (For Abroad)
Unsecured Loan up to INR 75 Lakhs (For Domestic)

Maximum Loan Amount

Grace period is different from case to case basis.

Grace Period

Axis Bank Loan For Working Professionals

Unsecured Loan upto 40Lakhs to working professionals

Axis Bank

Purpose or Field of Education

Unsecured Loan upto 40Lakhs to working professionals

15 Years

Maximum Loan Tenure

Unsecured Loan upto INR 40 Lakhs

Maximum Loan Amount

Grace period is different from case to case basis.

Grace Period

Axis Bank GRE Based Education Loan

Unsecured Loan for Abroad universities on the basis of GRE score

Axis Bank

Purpose or Field of Education

Unsecured Loan for Abroad universities on the basis of GRE score

15 Years

Maximum Loan Tenure

Unsecured Loan upto INR 50 Lakhs

Maximum Loan Amount

Grace period is different from case to case basis.

Grace Period

Axis Bank Prime Domestic Education Loan

Education Loans for full-time Premier Courses In India

Axis Bank

Purpose or Field of Education

Education Loans for full-time Premier Courses In India

15 Years

Maximum Loan Tenure

Unsecured Loan upto INR 75 Lakhs

Maximum Loan Amount

Grace period is different from case to case basis.

Grace Period

Recurring Deposit

Individual Resident of India
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts

Recurring Deposit

Interest Rate

6.50 - 8.50%

Recurring

Fixed Deposit Type

6 months to 10 years.

Fixed Deposit Tenure

[ICRA]A1+

Credit Rating

Fixed Deposit

Individual Resident of Indi
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts

Fixed Deposit

Interest Rate

Up to 9.10%

Regular

Fixed Deposit Type

7 days to 10 years.

Fixed Deposit Tenure

[ICRA]A1+

Credit Rating

Star Flexi Recurring Deposit

Individuals & Joint Accounts (Including Minors)

Star Flexi Recurring Deposit

Interest Rate

Up to 7.95%

Flexi Recurring Deposit

Fixed Deposit Type

12 months to 10 years.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

Fixed/Short Term Deposit

Individual - Single Accounts
Two or more individuals - Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions

Fixed/Short Term Deposit

Interest Rate

Up to 6.65%

Short Term

Fixed Deposit Type

Up to 6 months.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

BOI Recurring Term Deposit

Only individuals are eligible to open accounts under the scheme.
Thus, the Recurring Deposit Accounts can be opened in the names of

Individual — Single Accounts
Two or more individuals — Joint Accounts
Illiterate Persons
Blind Persons
Minors

BOI Recurring Term Deposit

Interest Rate

Up to 7.95%

Recurring

Fixed Deposit Type

3 months to 10 years.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

BOI STAR SUNIDHI DEPOSIT SCHEME

Individuals & HUFs having PAN Numbers

BOI STAR SUNIDHI DEPOSIT SCHEME

Interest Rate

7.25%

Tax Saver

Fixed Deposit Type

5- 10 years.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

Double Benefit Term Deposit

Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.,
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions

Double Benefit Term Deposit

Interest Rate

Up to 7.95%.

Regular

Fixed Deposit Type

6 months to 120 months.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

BOI Quarterly Deposit

Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions

BOI Quarterly Deposit

Interest Rate

Up to 7.90%

Quarterly Deposit

Fixed Deposit Type

Up to 10 years.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

Star Monthly Income Fixed Deposit

Individual — Single Accounts
Two or more individuals — Joint Accounts
Sole Proprietory Concerns
Partnership Firms
Illiterate Persons
Blind Persons
Minors
Limited Companies
Associations, Clubs, Societies, etc.
Trusts
Joint Hindu Families (accounts of non-trading nature only)
Municipalities
Government and Quasi-Government Bodies
Panchayats
Religious Institutions
Educational Institutions (including Universities)
Charitable Institutions

Star Monthly Income Fixed Deposit

Interest Rate

Up to 7.90%

Monthly Deposit

Fixed Deposit Type

Up to 10 years

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

Cent Floating Deposit Scheme

All type of customers eligible for opening. (Eligibility as per prevailing guidelines of Bank applicable to time Deposit accounts)

Cent Floating Deposit Scheme

Interest Rate

Interest rates keep fluctuating from time to time due to changes in the Repo rate.

Floating Interest Rate

Fixed Deposit Type

1 to 3 years.

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

CENT GREEN TIME DEPOSIT SCHEME

All type of customers eligible for opening including NRE

CENT GREEN TIME DEPOSIT SCHEME

Interest Rate

Up to 7.75%

Green Deposit

Fixed Deposit Type

1111,2222,3333 days

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

CENT SUPER 999 DAYS

All type of customers eligible for opening including NRE

CENT SUPER 999 DAYS

Interest Rate

6.50 to 7.00% per annum.

Regular

Fixed Deposit Type

999 Days

Fixed Deposit Tenure

CRISIL A1+

Credit Rating

Union Krishi
Kamdhenu Gold Loan
Scheme

Finance to Agriculture, allied activities. Finance to food and agro processing activities.

Union Krishi 
Kamdhenu Gold Loan 
Scheme

Interest Rate

8.7%

12 Months

Maximum Loan Tenure

Rs. 5 Lakhs

Maximum Loan Amount

Does not depend of CIBIL Score

Minimum CIBIL Score

Loan Against Gold
Ornaments

The loan can be used for any purpose, such as meeting unforeseen expenses, financing business needs, or consolidating debt.

Loan Against Gold 
Ornaments

Interest Rate

7.11%

12 Months

Maximum Loan Tenure

INR 25 Lakhs

Maximum Loan Amount

Not Required

Minimum CIBIL Score

ADVANCE AGAINST SOVEREIGN GOLD BONDS
Demand Loan Overdraft

for personal needs and for non-agricultural purposes only (meeting medical, educational, marriage expenses and other unforeseen expenses etc.).

ADVANCE AGAINST SOVEREIGN GOLD BONDS
Demand Loan Overdraft

Interest Rate

9.25%

Maximum 8 years

Maximum Loan Tenure

Based on the
customer's need

Maximum Loan Amount

Not required

Minimum CIBIL Score

ADVANCE AGAINST GOLD JEWELLERY/GOLD ORNAMENTS
Demand loan – Bullet repayment
Demand Loan - EMI BASED
Overdraft

for personal needs and for non-agricultural purposes only (meeting medical, educational, marriage expenses and other unforeseen expenses etc.).

ADVANCE AGAINST GOLD JEWELLERY/GOLD ORNAMENTS
Demand loan – Bullet repayment 
Demand Loan - EMI BASED 
Overdraft

Interest Rate

9.25%

Upto 12 Months

Maximum Loan Tenure

INR 25 Lakhs

Maximum Loan Amount

Not required

Minimum CIBIL Score

Swarnamitra

Swarnamitra is an overdraft facility against your Jewels for Business purposes.

Swarnamitra

Interest Rate

One year MCLR + 1.45 %

12 Months

Maximum Loan Tenure

75 Lakhs

Maximum Loan Amount

Not Required

Minimum CIBIL Score

Gold Loan Scheme

Any purpose other than speculation

Gold Loan Scheme

Interest Rate

8% to 24% depending on
purpose & profile and
discretion of bank

4 years

Maximum Loan Tenure

Maximum Loan
Amount:
Rs. 1,50,00,000/-

Maximum Loan Amount

No information provided

Minimum CIBIL Score

IOB Swarna Samridhi

To meet short term credit requirement for crop cultivation, land development activities, investment activities & activities allied to agriculture.

IOB Swarna Samridhi

Interest Rate

8.55%

6 months

Maximum Loan Tenure

Rs. 10 lakhs.

Maximum Loan Amount

Not Required

Minimum CIBIL Score

IOB Swarnalakshmi

To meet domestic needs of Women customers (i.e. non-productive purpose), who is having saving/ current Account with the Bank.

IOB Swarnalakshmi

Interest Rate

8.9%

12 months

Maximum Loan Tenure

Rs. 5.00 Lakhs.

Maximum Loan Amount

N/A

Minimum CIBIL Score

Jewel Loan - Others

To meet domestic/business needs.

Jewel Loan - Others

Interest Rate

7%

maximum 35 months.

Maximum Loan Tenure

Rs. 25 lakhs.

Maximum Loan Amount

N/A

Minimum CIBIL Score

SME Gold

To meet investment need in MSME - Manufacturing, Services and Retail Trade sectors.

SME Gold

Interest Rate

7%

one year

Maximum Loan Tenure

Rs. 5 Lakhs.

Maximum Loan Amount

N/A

Minimum CIBIL Score

Agriculture Term Loan - Jewellery

To meet Investment credit needs of farmers.

Agriculture Term Loan - Jewellery

Interest Rate

7%

Maximum 3 Years

Maximum Loan Tenure

Rs. 25 Lakhs.

Maximum Loan Amount

N/A

Minimum CIBIL Score

Agricultural Jewel Loan

To meet Short-term production credit needs of farmers.

Agricultural Jewel Loan

Interest Rate

7%

12 months

Maximum Loan Tenure

Rs. 10 lakhs.

Maximum Loan Amount

N/A

Minimum CIBIL Score

PNB Gen-Next – Housing Loan for Salaried

  • All salaried employees with a minimum of 3 years experience.

  • Co-borrower will also be salaried class

  • Upto the age of 40 years.

  • In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.

  • Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.

  •  Minimum net monthly salary: Rs.35000.

PNB Gen-Next – Housing Loan for Salaried

Interest Rate

For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.

Up to 30 years.

Maximum Loan Tenure

No limit

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Pradhan Mantri Awas Yojana

  • Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.

  • EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.

  • LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.

Pradhan Mantri Awas Yojana

Interest Rate

8.85% onwards. Up to 6.5% after subsidy.

30 years

Maximum Loan Tenure

30,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Housing Loan for PNB Pride Customers

All Central/ State government Employees/ Defence personnel/Paramilitary forces & pensioners of Central & State government.

Housing Loan for PNB Pride Customers

Interest Rate

For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.

For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.

Maximum Loan Tenure

For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Composite Loan For Purchase Of Residential Plot And Construction Of A House

  • Individuals or groups of individuals (co-borrowers) who have an assured source of regular income viz. Salaried employees, Professionals, Self-employed persons, Businessmen, Farmers etc. 

  • Staff members are also eligible.

Composite Loan For Purchase Of Residential Plot And Construction Of A House

Interest Rate

For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.

Up to 30 years.

Maximum Loan Tenure

No limit

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Term Loan to Housing Loan Borrowers for Personal Needs

All Housing loan borrowers including existing/new/take-over cases. Loan is not permitted for any trade/business or any other speculative purposes.

Term Loan to Housing Loan Borrowers for Personal Needs

Interest Rate

For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.

Up to 30 years.

Maximum Loan Tenure

1,00,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

PNB Max-Saver

  • Individuals or groups of individuals (co-borrowers) who have an assured source of regular income viz. Salaried employees, Professionals, Self-employed persons, businessmen, Farmers etc. 

  • Staff members are also eligible.

PNB Max-Saver

Interest Rate

For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.

Up to 30 years.

Maximum Loan Tenure

No limit

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Pre-qualified Top-Up Loan

Applicable only to existing eligible customers.

Pre-qualified Top-Up Loan

Interest Rate

1% more than the core loan interest rate.

Up to 7 years

Maximum Loan Tenure

10,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Home Improvement Loan

  1. Age: Applicant should be between 21 and 65 years old.

  2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

  3. Resident Type: You must be an Indian resident.

Home Improvement Loan

Interest Rate

8.75% to 17.75% per annum.

Up to 15 years.

Maximum Loan Tenure

25,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Composite (Plot Purchase & Self Construction)

  1. Age: Applicant should be between 21 and 65 years old.

  2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

  3. Resident Type: You must be an Indian resident.

Composite (Plot Purchase & Self Construction)

Interest Rate

8.75% to 17.75% per annum.

20 years

Maximum Loan Tenure

50,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Purchase and Construction Loan

  1. Age: Applicant should be between 21 and 65 years old.

  2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

  3. Resident Type: You must be an Indian resident.

Purchase and Construction Loan

Interest Rate

8.75% to 17.75% per annum.

20 years.

Maximum Loan Tenure

75,00,000

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Micro Housing Loan

  • Age: 18-65 years at the time of loan sanction, should not exceed 70 years at loan closure.

  • Domicile status in the area (No. of years): 3 years.

  • Adequate cash flow to meet the proposed loan EMIs.

  • Co-applicant is required.

Micro Housing Loan

Interest Rate

For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.

Up to 20 years.

Maximum Loan Tenure

Up to 20 lakh.

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Dream Home Loan

Not specified by the bank.

Dream Home Loan

Interest Rate

10.76% to 18.35% per annum.

Up to 25 years.

Maximum Loan Tenure

Up to 1 crore.

Maximum Loan Amount

Not specified by the bank.

Minimum CIBIL Score

Paytm Money Review

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC document like Aadhar and PAN. 

Paytm Money

INR 30 per month

​Annual Fees

Clean and user-friendly intuitive interface. 

Special Feature

ICICI Direct Review

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC documents like Aadhar and PAN. 

ICICI Direct - Secure brokerage plan

INR 700 from the second year

​Annual Fees

Deep research and investment reports.

Special Feature

Motilal Oswal

Any Indian resident and NRI can apply.

Motilal Oswal

Rs. 199 is charged p.a. towards account maintenance.

​Annual Fees

  • Free trading calls, research reports, SMS alerts, margin funding, and the option to avail margin against shares. 

Special Feature

Kotak Securities Trade Free Plan Review

Any Indian resident above 30 can apply.

Kotak Securities Trade Free Plan

INR 0

​Annual Fees

You get free access to Kotak Trade API.

Special Feature

Sharekhan Review

Any Indian resident can apply.

Sharekhan Review

INR 400

​Annual Fees

Sharekhan provides a comprehensive range of charting features and technical analysis tools to assist traders in making informed investment decisions. The platform offers various types of charts, including line charts, candlestick charts, and bar charts, with customizable timeframes and indicators.

Special Feature

Reliance Securities Review

Any Indian Individual/Corporate/ NRI can apply

Reliance Securities R- Online Insta Account Plan

INR 400

​Annual Fees

Free call and trade for first 20 calls. 

Special Feature

Axis Direct Review

Any Indian resident can apply.

Axis Direct Fixed Plan

INR 750 + INR 499 per year.

​Annual Fees

Free research tools and reports.

Special Feature

TradeSmart Review

Any Indian resident can apply.

TradeSmart Value Plan

INR 400 from second year onward.

​Annual Fees

One of the lowest brokerages in the market.

Special Feature

ProStocks Review

Any Indian Individual/Corporate/ NRI can apply
ProStocks Flat Fee Trading Plan

INR 0

​Annual Fees

0 charges on equity delivery and flat fee of INR 15 for F&0.

Special Feature

Geojit Financial Services Review

Any Indian Individual/Corporate/ NRI can apply

Geojit Financial Services (G Invest Max)

INR 600 per year towards account maintenance

​Annual Fees

It offers comprehensive investment portfolio management and tracking capabilities, empowering users to efficiently manage their investments in a single platform.

Special Feature

Aditya Birla Money Review

Any Indian Individual/Corporate/ NRI can apply

Aditya Birla Money Standard Plan

499 (one time fee - for 5 years)

​Annual Fees

Deep research tools and reports for stock selection.

Special Feature

SAS Online Review

Any Indian resident can apply.
SAS Online Trading Plan

INR 200 + GST from 2nd year onwards. 1st year free.

​Annual Fees

Flat fee of INR 9 across market segments.

Special Feature

Small personal loans

IDFC First Bank offers Small Personal Loans to meet the small capital needs of the applicants.
Small personal loans

Fees and Charges

Processing Fees of upto 3.5% will be deducted from the loan amount at the time of disbursal Late payment fees 2% of the unpaid EMI or Rs 300 whichever is higher. The late payment fees might be applicable from the date of default to the date of payment.

84 months

​Maximum Loan Tenure

Up to ₹1 crore

Account Opening Fees

IDFC First Personal Loan for Travel

Applicants can avail IDFC First Travel Loan to meet the financial requirements for travel related activities.
IDFC First Personal Loan for Travel

Fees and Charges

Processing fees (of up to 3.5%) deduction from the loan amount at the time of disbursal. • EMI bounce charges: ₹400 • Repayment instrument swap charges: ₹500 • Physical repayment schedule: ₹500 • Document retrieval charges (per retrieval): ₹500 • Foreclosure amount: 5% of the personal loan for travel amount

84 months

​Maximum Loan Tenure

Account Opening Fees

Marriage loan

Prospective personal loan borrowers can avail IDFC First Bank Marriage Loan to meet their wedding related expenses.
Marriage loan

Fees and Charges

processing fees. It is offered at 3.5% and is deducted from the bank loan for marriage at the time of loan disbursal. EMI bounce charge, which comes up to ₹400, is also applicable each time you miss a wedding loan EMI. Both the duplicate statement of account and duplicate no objections certificate cost ₹500. Document retrieval charges also add up to ₹500 each time the documents need to be retrieved. Also, 5% of the entire bank loan for marriage is charged as foreclosure fees if you decide to foreclose the loan before its time. Lastly, 2% of the unpaid EMI or ₹300, whichever is higher, is charged as an overdue interest.

84 months

​Maximum Loan Tenure

Up to ₹1 crore

Account Opening Fees

IDFC First Personal Loan for Emergency

Consumers can avail Personal Loans for Emergency to meet the unexpected financial requirements during emergencies
IDFC First Personal Loan for Emergency

Fees and Charges

Processing fees of up to 3.5% will be deducted from the loan amount at the time of disbursal. • EMI bounce charges: ₹400 • Repayment instrument swap charges: ₹500 • Statement of Account (Ad hoc/Duplicate): ₹500 • Duplicate No Objection certificate/No Dues Certificate: ₹500

Up to 5 years

​Maximum Loan Tenure

Up to ₹1 crore

Account Opening Fees

IDFC First Bank Medical Loans

IDFC First Bank offers Medical Loans to meet the financial requirements of applicants for medical purposes such as hospitalization, treatment cost, etc.
IDFC First Bank Medical Loans

Fees and Charges

Processing fees of up to 3.5% will be deducted from the loan amount at the time of disbursal EMI bounce charges: ₹400 Repayment instrument swap charges: ₹500 Statement of Account (Ad hoc/Duplicate): ₹500 Duplicate No Objection certificate/No Dues Certificate: ₹500

84 months

​Maximum Loan Tenure

Up to ₹1 crore

Account Opening Fees

Debt Consolidation Loan

IDFC First Bank offers Debt Consolidation Loan to its applicants for making repayment towards various dues
Debt Consolidation Loan

Fees and Charges

A processing fee of up to 3.5% is deducted at the time of disbursal. If the loan amount is less than ₹1 lakh, the bank charges ₹2999 as processing fees. An EMI bounce charge of ₹400 is levied on every failed EMI payment. Cancellation/rebooking charges stand at 1% of the loan amount, plus the interest incurred from the date of disbursal till the receipt of cancellation request, or the first EMI presentation date, whichever is earlier. The cancellation request, however, must be received within 30 days of the loan booking date. Foreclosure charges stand at 5% of the loan amount. Foreclosure or prepayment of the loan is possible after payment of 12 or more EMIs.

84 months

​Maximum Loan Tenure

Account Opening Fees

Personal Loan

Any personal need such as wedding, debt consolidation, home renovation, etc.
Personal Loan

Fees and Charges

Nominal charge for prepayment of the loan

upto 3 years

​Maximum Loan Tenure

upto 3 lakhs

Account Opening Fees

STAR PERSONAL LOAN

Regular personal loan scheme offered to fulfill all the personal financial requirements of the applicants like marriage, education, medical, etc.
STAR PERSONAL LOAN

Fees and Charges

PPC For Individuals: One time @2.00% of Loan amount: Min. Rs. 1000/- to Max. Rs. 10000/- PPC For Doctors: 50% of the charges applicable to the individuals Attractive concessions for approved schemes

up to 84 months

​Maximum Loan Tenure

Up to Rs 25 lakh

Account Opening Fees

Star pensioner loan

: Bank of India Pension loan scheme to fulfill the personal financial needs of the pensioners/family pensioners
Star pensioner loan

Fees and Charges

No processing charges for senior citizens For others — one time @ 2% of loan amount Min. Rs.500 and Max. Rs.2,000/-.

up to 60 months

​Maximum Loan Tenure

upto Rs. 10.00 lakhs

Account Opening Fees

Star suvidha express personal loan

Special personal loan scheme for select customers of Bank of India.
Star suvidha express personal loan

Fees and Charges

PPC: One time @ Rs. 1000+GST

upto 84months

​Maximum Loan Tenure

upto Rs. 20.00 lakhs

Account Opening Fees

Star mitra personal loan

This is a special personal loan scheme offered to the physically challenged to help them function independently. The Bank of India Star Mitra Loan can be used to buy durable and sophisticated aids or appliances that promotes physical and social rehabilitation.
Star mitra personal loan

Fees and Charges

PPC For Individuals: Waived

upto 6months

​Maximum Loan Tenure

upto 2 lakhs

Account Opening Fees

Star personal loan doctor plus

Personal loan for doctors for any approved personal purpose other than gold purchase, investment in shares or speculative purposes
Star personal loan doctor plus

Fees and Charges

PPC: 50% of the charges applicable to the individuals One time @1.00% of Loan amount: Min. Rs. 1000/- to Max. Rs. 10000/- Attractive concessions for approved schemes

upto 84 months

​Maximum Loan Tenure

upto Rs. 25.00 lakhs

Account Opening Fees

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