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क्रेडिट कार्ड
भारत में निष्पक्ष क्रेडिट कार्ड समीक्षाओं का सबसे बड़ा संग्रह देखें। सभी क्रेडिट कार्ड समीक्षाएँ बिना किसी भुगतान के हैं और हमारे द्वारा प्रदान की गई रेटिंग पूरी तरह से वस्तुनिष्ठ है। क्रेडिट कार्ड से जुड़े फायदे, नुकसान, विशेष सुविधाएँ और विभिन्न शुल्कों की तुलना करें।
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
बचत स्वीप इन खाता
Account Type
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
बचत खाता
Account Type
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
वेतन बचत खाता
Account Type
Interest Rate
1 लाख तक का बैलेंस 3.50%
1 लाख से 5 लाख तक 3.50%
5 लाख से 10 लाख तक 3.50%
10 लाख से 25 लाख तक 4.00%
25 लाख से 50 लाख तक 4.00%
50 लाख से 1 करोड़ तक 4.50%
1 करोड़ से 2 करोड़ तक 5.00%
2 करोड़ से 5 करोड़ तक 7.00%
5 करोड़ से 7 करोड़ तक 7.00%
7 करोड़ और उससे अधिक 7.00%
Account Opening Fee
Annual Maintenance Fees
सहेजा जा रहा है
Account Type
Interest Rate
1 लाख तक का बैलेंस 3.50%
1 लाख से 5 लाख तक 3.50%
5 लाख से 10 लाख तक 3.50%
10 लाख से 25 लाख तक 4.00%
25 लाख से 50 लाख तक 4.00%
50 लाख से 1 करोड़ तक 4.50%
1 करोड़ से 2 करोड़ तक 5.00%
2 करोड़ से 5 करोड़ तक 7.00%
5 करोड़ से 7 करोड़ तक 7.00%
7 करोड़ और उससे अधिक 7.00%
Account Opening Fee
Annual Maintenance Fees
सहेजा जा रहा है
Account Type
Interest Rate
1 लाख तक का बैलेंस 3.50%
1 लाख से 5 लाख तक 3.50%
5 लाख से 10 लाख तक 3.50%
10 लाख से 25 लाख तक 4.00%
25 लाख से 50 लाख तक 4.00%
50 लाख से 1 करोड़ तक 4.50%
1 करोड़ से 2 करोड़ तक 5.00%
2 करोड़ से 5 करोड़ तक 7.00%
5 करोड़ से 7 करोड़ तक 7.00%
7 करोड़ और उससे अधिक 7.00%
Account Opening Fee
Annual Maintenance Fees
सहेजा जा रहा है
Account Type
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
वेतन खाता
Account Type
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
बचत खाता
Account Type
Interest Rate
5 लाख रुपये तक का बैलेंस-2.25%। 5 लाख रुपये से अधिक और 10 लाख रुपये तक का बैलेंस-2.50%। 10 लाख रुपये से अधिक और 1 करोड़ रुपये से कम का बैलेंस-3.00%।
0 रुपये
Account Opening Fee
0 रुपये
Annual Maintenance Fees
बचत खाता
Account Type
Interest Rate
1 लाख रुपये तक की शेष राशि पर – 2.00% और 1 लाख रुपये से अधिक एवं 2 लाख रुपये तक की शेष राशि पर – त्रैमासिक 2.25%।
149/- (जीएसटी के अतिरिक्त)
Account Opening Fee
99 रुपये + जीएसटी
Annual Maintenance Fees
सहेजा जा रहा है
Account Type
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Interest Rate
Account Opening Fee
Annual Maintenance Fees
Account Type
Interest Rate
1 करोड़ तक 2.80%
1 करोड़ से अधिक 100 करोड़ तक 2.90%
100 करोड़ से अधिक 500 करोड़ तक 4.50%
500 करोड़ से अधिक 5.00%
Account Opening Fee
Annual Maintenance Fees
जमा पूंजी
Account Type
Flipkart Wholesale HDFC Bank Credit Card
5% cashback on Flipkart Wholesale online & offline. (Maximum INR 2000 per month). (Limited period offer between 7th August 2024 to 05th Nov 2024).
5% cashback on Telecom, Utility, Govt. & Tax payments up to INR 250 per month.
1% cashback on all other spends.(Maximum INR 25,000 per month).
Cashback accrued per calendar month will be auto-redeemed to the user in successive statements.
Cashback Credit Card
Card Type
Users can choose any of the following (a) Free subscription of ZEE5 for 3 months. (b) Free subscription of SonyLiv for 1 month. (c) Free subscription of Disney+Hotstar for 3 months. (September 30th, 2024) by making their first purchase within 30 days of getting the card. Users can avail cashback of INR 500 per transaction on the first 3 purchases within 90 days of the card purchase, (minimum transaction of INR 2000 each, limited to Flipkart Wholesale online platforms only).
Welcome Benefits
HDFC Bank UPI RuPay Biz Credit Card
1 cash point = INR 0.25
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). Effective cashback rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month). Effective cashback rate: 0.50%.
1% cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). Effective cashback rate: 0.25%.
Cashback redemption is capped at 50,000 reward points per calendar month.
Users must have a minimum cash points equivalent to INR 500 for redemption.
Cash points are valid only for 2 years from the date of the transaction.
Cashback Credit Card
Card Type
NA
Welcome Benefits
Paytm HDFC Bank Select Business Credit Card
Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Business Credit Card
Card Type
Users get Paytm First membership which can be availed upon a minimum one transaction of INR100 Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Welcome Benefits
Paytm HDFC Bank Business Credit Card
Every 1 Cashpoint is equivalent to INR 1. cashback.
3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month.
2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500.
1% cashback on all other retail spends, maximum cap per calendar month is INR 1000.
The minimum cash point balance required for redemption against the statement balance is 500 cash points.
Cashback Credit Card
Card Type
Users get Paytm First membership upon a minimum transaction of INR 100, and a gift voucher worth INR 250 upon card activation with 2 transactions in the first 30 days.
Welcome Benefits
HDFC CSC Small Business MoneyBack
100 reward points = INR 20 ( 1 Rp = INR 0.2)
Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%
Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%
Users will get 5% cashback on telecom, utility, Govt. & tax payments.
Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
Business Credit Card
Card Type
NA
Welcome Benefits
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Purpose or Field of Education
योग्य/मेधावी विद्यार्थियों को बैंक द्वारा चिन्हित चयनित प्रमुख एवं प्रतिष्ठित संस्थानों में पूर्णकालिक पाठ्यक्रम करने के लिए ऋण प्रदान किया जाएगा।
पन्द्रह साल
Maximum Loan Tenure
1.5 करोड़
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
इस योजना का उद्देश्य रक्षा एवं भारतीय तटरक्षक कार्मिकों के योग्य/मेधावी बच्चों को भारत एवं विदेश में उच्च शिक्षा प्राप्त करने के लिए वित्तीय सहायता प्रदान करना है।
EMI के माध्यम से 15 वर्षों में आसान पुनर्भुगतान
Maximum Loan Tenure
भारत में अध्ययन- अधिकतम 40 लाख रुपये
विदेश में अध्ययन- अधिकतम 1.50 करोड़ रुपये
Maximum Loan Amount
बैंक के पास सुरक्षा के रूप में प्रस्तुत संपत्ति को बंधक बनाने के लिए 6 महीने की छूट अवधि प्रदान की गई।
Grace Period
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Purpose or Field of Education
एसबीआई ग्लोबल एड-वैंटेज एक विदेशी शिक्षा ऋण है जो विशेष रूप से उन लोगों के लिए है जो विदेशी कॉलेजों/विश्वविद्यालयों में पूर्णकालिक नियमित पाठ्यक्रम करना चाहते हैं।
पन्द्रह साल
Maximum Loan Tenure
1.5 करोड़
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
योग्य/मेधावी विद्यार्थियों को बैंक द्वारा चिन्हित चयनित प्रमुख एवं प्रतिष्ठित संस्थानों में पूर्णकालिक पाठ्यक्रम करने के लिए ऋण प्रदान किया जाएगा।
पन्द्रह साल
Maximum Loan Tenure
अधिकतम ऋण राशि 30 लाख रुपये तक हो सकती है
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
The funds from the Axis Bank Balance Transfer Education Loan are used to pay off your existing education loan, not for any new educational expenses.
Up to 15 Years
Maximum Loan Tenure
50 लाख रुपये तक का असुरक्षित ऋण
Maximum Loan Amount
अनुग्रह अवधि प्रत्येक मामले के आधार पर अलग-अलग होती है।
Grace Period
Purpose or Field of Education
कार्यरत पेशेवरों को 40 लाख तक का असुरक्षित ऋण
पन्द्रह साल
Maximum Loan Tenure
40 लाख रुपये तक का असुरक्षित ऋण
Maximum Loan Amount
अनुग्रह अवधि प्रत्येक मामले के आधार पर अलग-अलग होती है।
Grace Period
Purpose or Field of Education
जीआरई स्कोर के आधार पर विदेशी विश्वविद्यालयों के लिए असुरक्षित ऋण
पन्द्रह साल
Maximum Loan Tenure
50 लाख रुपये तक का असुरक्षित ऋण
Maximum Loan Amount
अनुग्रह अवधि प्रत्येक मामले के आधार पर अलग-अलग होती है।
Grace Period
Purpose or Field of Education
भारत में पूर्णकालिक प्रीमियर पाठ्यक्रमों के लिए शिक्षा ऋण
पन्द्रह साल
Maximum Loan Tenure
50 लाख रुपये तक का असुरक्षित ऋण
Maximum Loan Amount
अनुग्रह अवधि प्रत्येक मामले के आधार पर अलग-अलग होती है।
Grace Period
Money Multiplier Fixed Deposit ICICI Bank
1. Resident Indian Savings Account
Applicants must hold a Resident Indian Savings Account with ICICI Bank
A minimum average balance of ₹15,000 must be maintained in this account. For Special Resident Savings Accounts, the minimum average balance requirement is ₹30,000.
2. Identity and Address Proof
Valid identity proofs include:
Passport
Driving Licence issued by the Regional Transport Authority
Voter ID Card
Job Card issued by the National Rural Employment Guarantee Act (NREGA).
Interest Rate
Up to 7.80% per annum.
Money Multiplier
Fixed Deposit Type
Minimum 1 year
Fixed Deposit Tenure
CARE AAA, [ICRA]AAA
Credit Rating
Interest Rate
Up to 7.80% per annum.
Tax Saver
Fixed Deposit Type
5 years.
Fixed Deposit Tenure
CARE AAA, [ICRA]AAA
Credit Rating
Interest Rate
Up to 7.80% per annum.
Regular
Fixed Deposit Type
7 days to 10 years
Fixed Deposit Tenure
CARE AAA, [ICRA]AAA
Credit Rating
Interest Rate
Up to 7.80% per annum.
Regular
Fixed Deposit Type
6 months to 10 years.
Fixed Deposit Tenure
CARE AAA, [ICRA]AAA
Credit Rating
Interest Rate
Up to 7.80% per annum.
Regular
Fixed Deposit Type
3 months to 10 years.
Fixed Deposit Tenure
CARE AAA, [ICRA]AAA
Credit Rating
Interest Rate
Up to 8.10% per annum.
Regular
Fixed Deposit Type
1 year to 10 years.
Fixed Deposit Tenure
Fixed Deposits program: ICRA AA- (Stable), Short-term Fixed Deposit program: ICRA A1+
Credit Rating
Interest Rate
9.50% तक
नियमित
Fixed Deposit Type
12 - 60 महीने
Fixed Deposit Tenure
आईसीआरए द्वारा "[आईसीआरए]एए+ (स्थिर)" और इंडिया रेटिंग्स एंड रिसर्च द्वारा "आईएनडी एए+/स्थिर"
Credit Rating
Interest Rate
क्रमशः 7.50%, और .7.5%
नियमित
Fixed Deposit Type
30 महीने, 42 महीने
Fixed Deposit Tenure
IND AAA / स्थिर
Credit Rating
Interest Rate
Monthly: 7.25% to 7.50%
Quarterly: 7.35% to 7.60%
Half Yearly: 7.50% to 7.80%
Yearly: 7.80% to 8.05%
नियमित
Fixed Deposit Type
15 months, 30 months, and 42 months
Fixed Deposit Tenure
IND AAA / स्थिर
Credit Rating
Interest Rate
9.25%
अधिकतम 8 वर्ष
Maximum Loan Tenure
ग्राहक की जरूरत के आधार पर
Maximum Loan Amount
आवश्यक नहीं
Minimum CIBIL Score
Interest Rate
9.25%
12 महीने तक
Maximum Loan Tenure
25 लाख रुपये
Maximum Loan Amount
आवश्यक नहीं
Minimum CIBIL Score
PNB Gen-Next – Housing Loan for Salaried
All salaried employees with a minimum of 3 years experience.
Co-borrower will also be salaried class
Upto the age of 40 years.
In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.
Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.
Minimum net monthly salary: Rs.35000.
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Pradhan Mantri Awas Yojana
Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.
EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.
LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.
Interest Rate
8.85% onwards. Up to 6.5% after subsidy.
30 years
Maximum Loan Tenure
30,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.
Maximum Loan Tenure
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
1,00,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Home Improvement Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
Up to 15 years.
Maximum Loan Tenure
25,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Composite (Plot Purchase & Self Construction)
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years
Maximum Loan Tenure
50,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Purchase and Construction Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years.
Maximum Loan Tenure
75,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.
Up to 20 years.
Maximum Loan Tenure
Up to 20 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
INR 0
Annual Fees
Goal planning tools: Zerodha offers basic goal planning tools to help you estimate the investment amount needed to achieve your financial goals.
Special Feature
INR 0
Annual Fees
Curated mutual fund collections: Groww goes beyond just providing a wide range of options. They curate collections of mutual funds based on various themes, investment goals, and risk profiles.
Special Feature
INR 0
Annual Fees
Zero commission fees: Upstox charges no commission fees for investing in direct mutual funds on their platform. This translates to potentially higher returns for you compared to regular plans with distributor fees.
Special Feature
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INR 0
Annual Fees
Smart Investment Plans: 5paisa offers pre-curated baskets of mutual funds targeting specific investment goals or themes. This can be helpful for beginners who are unsure about individual fund selection.
Special Feature
INR 240 from second year onwards. First year free.
Annual Fees
Free access to US Stocks and ETFs: While the core focus is mutual funds, HDFC Sky offers access to invest in US Stocks and ETFs, allowing for further diversification beyond Indian markets (charges may apply for US stock trading).
Special Feature
Nil
Annual Fees
WealthBaskets: ShareMarket offers pre-curated stocks or mutual funds baskets targeting specific investment goals or themes. This can be helpful for beginners who are unsure about individual fund selection.
Special Feature
Fees and Charges
84 महीने
Maximum Loan Tenure
₹1 करोड़ तक
Account Opening Fees
Fees and Charges
84 महीने
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
84 महीने
Maximum Loan Tenure
₹1 करोड़ तक
Account Opening Fees
Fees and Charges
5 वर्ष तक
Maximum Loan Tenure
₹1 करोड़ तक
Account Opening Fees
Fees and Charges
84 महीने
Maximum Loan Tenure
₹1 करोड़ तक
Account Opening Fees
Fees and Charges
84 महीने
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
84 महीने तक
Maximum Loan Tenure
25 लाख रुपये तक
Account Opening Fees
Fees and Charges
60 महीने तक
Maximum Loan Tenure
10.00 लाख रुपये तक
Account Opening Fees
स्टार मित्रा पर्सनल लोन
Fees and Charges
6 महीने तक
Maximum Loan Tenure
2 लाख तक
Account Opening Fees
Fees and Charges
84 महीने तक
Maximum Loan Tenure
25.00 लाख रुपये तक