• All salaried employees with a minimum of 3 years experience.

• Co-borrower will also be salaried class

• Upto the age of 40 years.

• In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.

• Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.

•  Minimum net monthly salary: Rs.35000.

• Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.

• EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.

• LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.

All Central/ State government Employees/ Defence personnel/Paramilitary forces & pensioners of Central & State government.

• Individuals or groups of individuals (co-borrowers) who have an assured source of regular income viz. Salaried employees, Professionals, Self-employed persons, Businessmen, Farmers etc. 

• Staff members are also eligible.

All Housing loan borrowers including existing/new/take-over cases. Loan is not permitted for any trade/business or any other speculative purposes.

• Individuals or groups of individuals (co-borrowers) who have an assured source of regular income viz. Salaried employees, Professionals, Self-employed persons, businessmen, Farmers etc. 

• Staff members are also eligible.

Applicable only to existing eligible customers.

1. Age: Applicant should be between 21 and 65 years old.

2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

3. Resident Type: You must be an Indian resident.

1. Age: Applicant should be between 21 and 65 years old.

2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

3. Resident Type: You must be an Indian resident.

1. Age: Applicant should be between 21 and 65 years old.

2. Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.

3. Resident Type: You must be an Indian resident.

• Age: 18-65 years at the time of loan sanction, should not exceed 70 years at loan closure.

• Domicile status in the area (No. of years): 3 years.

• Adequate cash flow to meet the proposed loan EMIs.

• Co-applicant is required.

Not specified by the bank.