Are you a traveller looking for ways to make your adventures more rewarding? The RBL Bank World Safari Credit Card is designed for those who love to explore. This card aims to enhance your travel experiences with convenient features and attractive rewards. In this guide, we will discuss its benefits, features, and drawbacks, helping you decide if this credit card is right for you.
Welcome Benefits
The RBL Bank World Safari Credit Card greets new users with impressive welcome benefits. Upon activating the card, users will get a MakeMyTrip voucher worth INR 3000.
Additionally, the bank frequently runs limited-time promotions for new members, potentially allowing you to earn even more rewards initially. With these enticing offers, travellers can quickly kick-start their journey and make the most out of their cards right from the start.
Reward Benefits
A key feature of the RBL Bank World Safari Credit Card is its attractive reward structure. Cardholders earn points for every purchase, with travel-related expenses earning higher rewards. Cardholders will get 2 Travel Points for every Rs. 100 spent on all purchases and 5 Travel Points for every Rs. 100 spent on Travel. The value of 1 RBL Travel Point is Rs. 0.25. So, the general cashback rate RBL Bank World Safari card is 0.5% and the travel cashback rate is 2.5%.
Milestone Benefits
RBL Bank keeps the excitement alive with milestone benefits. By reaching specific spending limits throughout the year, cardholders can unlock additional rewards. Cardholders can earn 10,000 travel points on annual spending of INR 2.5 lakhs, additional 15,000 travel points on annual spending of INR 5 lakhs, and a gift card of INR 10,000 on purchases of INR 7.5 lakhs in a year from a variety of premium brands, including Taj Experiences, Amazon, Croma, Myntra, and Makemytrip.
Airport Lounge Access
For those who frequently fly, the airport lounge access feature is a welcome perk. The World Safari Credit Card offers exclusive lounge access privileges. Domestically, you can enjoy 2 complimentary lounge visits per calendar quarter at major airports across India. For international travel, the card comes with a complimentary Priority Pass membership, granting you access to over 1,400 lounges worldwide. This membership includes 2 complimentary lounge visits outside India annually. Additionally, spending INR 50,000 or more on your card in a quarter entitles the primary cardholder to an extra international lounge visit.
Travel Insurance
Travelling can come with unexpected challenges, and the RBL Bank World Safari Credit Card addresses these with comprehensive travel insurance. This comprehensive coverage protects you from unexpected events, including:
Personal Liability Coverage: Provides financial protection in case you accidentally cause damage to someone else's property or injure them while traveling.
Trip Delay: Covers expenses incurred due to unforeseen flight delays or cancellations, ensuring you're not left stranded. Travel with peace of mind knowing your World Safari Credit Card comes with complimentary travel insurance. This comprehensive coverage includes:
Baggage Loss: Provides financial assistance in case your checked baggage is lost or damaged.
Loss of Passport: Helps you recover the costs associated with replacing your lost passport.
Dental Treatment: Offers coverage for emergency dental expenses while travelling abroad.
International Forex Markup
RBL Bank World Safari Credit Card is a traveller’s best friend, offering 0% international forex markup fees on all overseas transactions. This means you pay exactly what you spend abroad, with no hidden charges or extra costs. With no forex markups, you save up to 3.5% on every international purchase, making it ideal for shopping, hotel stays, or exploring new destinations.
Other Benefits
In addition to travel-related features, the RBL Bank World Safari Credit Card offers several other appealing benefits. These could include discounts at various hotels and travel agencies, 24*7 Concierge services, complimentary golf sessions, Fuel surcharge waiver for INR 250 per month.
Moreover, the RBL Bank World Safari Credit Card is provided on MsterCard and VISA network and users often receive dining discounts and offers from network providers.
Cons
Despite its many advantages, the RBL Bank World Safari Credit Card has some potential downsides. One main concern revolves around its annual fee of INR 3000, which can be higher than some competing travel cards.
Additionally, while the reward structure is appealing, cardholders need to be mindful of their spending to truly benefit. Failing to maximize points could mean missing out on the valuable rewards that come with the card. Further, its low general cashback rate and the limited number of non-travel benefits might not be suitable for some of the users.
Fees and Charges
Understanding the associated fees of the RBL Bank World Safari Credit Card is essential.
Joining fee: INR 3000/- plus taxes.
Annual fee: INR 3000/- plus taxes.
Foreign currency markup: 0%.
Cash advance fee: 2.5% or INR 500, whichever is higher.
Late payment charges: INR 100 to 1300.
Reward redemption fee: INR 99 per redemption request.
Interest rate: 3.99% monthly, 47.88% annually.
Final Thoughts
The RBL Bank World Safari Credit Card is a strong contender for frequent travellers, offering 0% forex fees, generous travel rewards, lounge access, and comprehensive insurance. Its MakeMyTrip voucher worth INR 3,000 as a welcome gift, milestone perks like ₹10,000 vouchers on ₹7.5L spending add a significant value for big spenders. However, the ₹3,000 annual fees and 47.88% interest rate demand caution.
According to us RBL Bank World Safari Credit Card would be best for:
Frequent flyers who maximize lounge access and forex savings.
Big spenders hitting annual milestones (₹2.5 lakhs+).
Travellers needing insurance coverage (lost baggage, delays, etc.).
And you should think twice if:
You rarely travel abroad or spend minimally.
You carry credit card balances (high interest).
Non-travel rewards (0.5% cashback) aren’t enough for your needs.
If you want to read a more detailed review of this card and find out its AI-powered unbiased rating, click here
Comments