Bank Accounts
Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Savings Sweep In Account
Account Type
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Savings Account
Account Type
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Salary Savings Account
Account Type
Interest Rate
Balance upto 1 Lac 3.50%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 4.00%
Above 50 Lacs to 1 Crore 4.50%
Above 1 Crore to 2 Crore 5.00%
Above 2 Crore to 5 Crore 7.00%
Above 5 Crore to 7 Crore 7.00%
7 Crore and above 7.00%
Account Opening Fee
Annual Maintenance Fees
Saving
Account Type
Interest Rate
Balance upto 1 Lac 3.50%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 4.00%
Above 50 Lacs to 1 Crore 4.50%
Above 1 Crore to 2 Crore 5.00%
Above 2 Crore to 5 Crore 7.00%
Above 5 Crore to 7 Crore 7.00%
7 Crore and above 7.00%
Account Opening Fee
Annual Maintenance Fees
Saving
Account Type
Interest Rate
Balance upto 1 Lac 3.50%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 4.00%
Above 50 Lacs to 1 Crore 4.50%
Above 1 Crore to 2 Crore 5.00%
Above 2 Crore to 5 Crore 7.00%
Above 5 Crore to 7 Crore 7.00%
7 Crore and above 7.00%
Account Opening Fee
Annual Maintenance Fees
Saving
Account Type
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Salary Account
Account Type
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Savings Account
Account Type
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
INR 0
Account Opening Fee
INR 0
Annual Maintenance Fees
Savings Account
Account Type
Interest Rate
Balance up to INR 1 Lakh– 2.00% and Balances above INR 1 Lakh & up to INR 2 Lakh –Quarterly 2.25%.
149/- (exclusive of GST)
Account Opening Fee
INR 99 + GST
Annual Maintenance Fees
Saving
Account Type
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Interest Rate
Account Opening Fee
Annual Maintenance Fees
Account Type
Interest Rate
Upto 1 Crore 2.80%
Above 1 Crore to upto 100 Crore 2.90%
Above 100 Crore to upto 500 Crore 4.50%
Above 500 Crore 5.00%
Account Opening Fee
Annual Maintenance Fees
Savings
Account Type
MakeMyTrip ICICI Bank Credit Card
Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.
Travel Credit Card
Card Type
Welcome Benefit: Cardholders will get a complimentary MMTBlack membership for one year. They will also get MakeMyTrip voucher of INR 1,000, which is valid for one year, on payment of joining fees.
Welcome Benefits
Flipkart Wholesale HDFC Bank Credit Card
5% cashback on Flipkart Wholesale online & offline. (Maximum INR 2000 per month). (Limited period offer between 7th August 2024 to 05th Nov 2024).
5% cashback on Telecom, Utility, Govt. & Tax payments up to INR 250 per month.
1% cashback on all other spends.(Maximum INR 25,000 per month).
Cashback accrued per calendar month will be auto-redeemed to the user in successive statements.
Cashback Credit Card
Card Type
Users can choose any of the following (a) Free subscription of ZEE5 for 3 months. (b) Free subscription of SonyLiv for 1 month. (c) Free subscription of Disney+Hotstar for 3 months. (September 30th, 2024) by making their first purchase within 30 days of getting the card. Users can avail cashback of INR 500 per transaction on the first 3 purchases within 90 days of the card purchase, (minimum transaction of INR 2000 each, limited to Flipkart Wholesale online platforms only).
Welcome Benefits
HDFC Bank UPI RuPay Biz Credit Card
1 cash point = INR 0.25
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). Effective cashback rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month). Effective cashback rate: 0.50%.
1% cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). Effective cashback rate: 0.25%.
Cashback redemption is capped at 50,000 reward points per calendar month.
Users must have a minimum cash points equivalent to INR 500 for redemption.
Cash points are valid only for 2 years from the date of the transaction.
Cashback Credit Card
Card Type
NA
Welcome Benefits
Paytm HDFC Bank Select Business Credit Card
Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Business Credit Card
Card Type
Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Welcome Benefits
Paytm HDFC Bank Business Credit Card
Every 1 Cashpoint is equivalent to INR 1. cashback.
3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month.
2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500.
1% cashback on all other retail spends, maximum cap per calendar month is INR 1000.
The minimum cash point balance required for redemption against the statement balance is 500 cash points.
Cashback Credit Card
Card Type
Users get Paytm First membership upon a minimum transaction of INR 100, and a gift voucher worth INR 250 upon card activation with 2 transactions in the first 30 days.
Welcome Benefits
Purpose or Field of Education
Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.
15 Years
Maximum Loan Tenure
1.5 Crores
Maximum Loan Amount
12 months after the completion of the course.
Grace Period
Purpose or Field of Education
The Scheme seeks to extend financial assistance to deserving/meritorious wards of Defense & Indian Coast Guard Personnel for pursuing higher education in India and abroad.
Easy repayment over 15 years through EMI
Maximum Loan Tenure
Studies In India- Maximum Rs. 40 lakhs
Studies Abroad- Maximum Rs. 1.50 Cr
Maximum Loan Amount
6 months grace period provided to create mortgage of property offered as security with Bank.
Grace Period
Purpose or Field of Education
Loan for pursuing higher education in Select Premier Institutions of the country
15 Years
Maximum Loan Tenure
The maximum loan amount can be upto Rs. 40 Lacs
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
SBI Global Ed-Vantage is an overseas education loan exclusively for those who wish to pursue full time regular courses at foreign colleges/universities.
15 Years
Maximum Loan Tenure
1.5 Crores
Maximum Loan Amount
Repayment will commence 6 months after completion of the course.
Grace Period
Purpose or Field of Education
Loans will be extended to deserving/ meritorious students for pursuing full time courses at selected premier and reputed institutions identified by the Bank.
15 Years
Maximum Loan Tenure
The maximum loan amount can be upto Rs. 30 Lacs
Maximum Loan Amount
-
Grace Period
Purpose or Field of Education
The funds from the Axis Bank Balance Transfer Education Loan are used to pay off your existing education loan, not for any new educational expenses.
Up to 15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 1 Cr. (For Abroad)
Unsecured Loan up to INR 75 Lakhs (For Domestic)
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Unsecured Loan upto 40Lakhs to working professionals
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 40 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Unsecured Loan for Abroad universities on the basis of GRE score
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 50 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Purpose or Field of Education
Education Loans for full-time Premier Courses In India
15 Years
Maximum Loan Tenure
Unsecured Loan upto INR 75 Lakhs
Maximum Loan Amount
Grace period is different from case to case basis.
Grace Period
Interest Rate
7.05 to 7.55% per annum.
Regular
Fixed Deposit Type
300 days
Fixed Deposit Tenure
CRISIL AAA
Credit Rating
Interest Rate
7.30% to 7.80%
Regular
Fixed Deposit Type
400 days
Fixed Deposit Tenure
CRISIL AAA
Credit Rating
Interest Rate
9.25%
Maximum 8 years
Maximum Loan Tenure
Based on the
customer's need
Maximum Loan Amount
Not required
Minimum CIBIL Score
Interest Rate
9.25%
Upto 12 Months
Maximum Loan Tenure
INR 25 Lakhs
Maximum Loan Amount
Not required
Minimum CIBIL Score
PNB Gen-Next – Housing Loan for Salaried
All salaried employees with a minimum of 3 years experience.
Co-borrower will also be salaried class
Upto the age of 40 years.
In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.
Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.
Minimum net monthly salary: Rs.35000.
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Pradhan Mantri Awas Yojana
Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.
EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.
LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.
Interest Rate
8.85% onwards. Up to 6.5% after subsidy.
30 years
Maximum Loan Tenure
30,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.
Maximum Loan Tenure
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Up to 30 years.
Maximum Loan Tenure
1,00,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Fixed: 9.55% to 11.75% per annum. For Floating: 8.55% to 10.25% per annum.
Up to 30 years.
Maximum Loan Tenure
No limit
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Home Improvement Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
Up to 15 years.
Maximum Loan Tenure
25,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Composite (Plot Purchase & Self Construction)
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years
Maximum Loan Tenure
50,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Purchase and Construction Loan
Age: Applicant should be between 21 and 65 years old.
Income: Applicants' income and loan requirements will be considered. Other factors such as liabilities, assets owned, and credit score can also influence eligibility.
Interest Rate
8.75% to 17.75% per annum.
20 years.
Maximum Loan Tenure
75,00,000
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
Interest Rate
For Floating: 10.76% to 18.35% per annum. For Fixed: 12.75% to 26% per annum.
Up to 20 years.
Maximum Loan Tenure
Up to 20 lakh.
Maximum Loan Amount
Not specified by the bank.
Minimum CIBIL Score
INR 0
Annual Fees
Goal planning tools: Zerodha offers basic goal planning tools to help you estimate the investment amount needed to achieve your financial goals.
Special Feature
INR 0
Annual Fees
Curated mutual fund collections: Groww goes beyond just providing a wide range of options. They curate collections of mutual funds based on various themes, investment goals, and risk profiles.
Special Feature
INR 0
Annual Fees
Zero commission fees: Upstox charges no commission fees for investing in direct mutual funds on their platform. This translates to potentially higher returns for you compared to regular plans with distributor fees.
Special Feature
INR 0
Annual Fees
Smart Investment Plans: 5paisa offers pre-curated baskets of mutual funds targeting specific investment goals or themes. This can be helpful for beginners who are unsure about individual fund selection.
Special Feature
INR 240 from second year onwards. First year free.
Annual Fees
Free access to US Stocks and ETFs: While the core focus is mutual funds, HDFC Sky offers access to invest in US Stocks and ETFs, allowing for further diversification beyond Indian markets (charges may apply for US stock trading).
Special Feature
Nil
Annual Fees
WealthBaskets: ShareMarket offers pre-curated stocks or mutual funds baskets targeting specific investment goals or themes. This can be helpful for beginners who are unsure about individual fund selection.
Special Feature
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
Up to 5 years
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Up to ₹1 crore
Account Opening Fees
Fees and Charges
84 months
Maximum Loan Tenure
Account Opening Fees
Fees and Charges
up to 84 months
Maximum Loan Tenure
Up to Rs 25 lakh
Account Opening Fees
Fees and Charges
up to 60 months
Maximum Loan Tenure
upto Rs. 10.00 lakhs
Account Opening Fees
Fees and Charges
upto 6months
Maximum Loan Tenure
upto 2 lakhs
Account Opening Fees
Fees and Charges
upto 84 months
Maximum Loan Tenure
upto Rs. 25.00 lakhs