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Product Details
Brokerage and Fees
  • Mutual Fund Investment Charges: INR 0.

  • Commission: INR 0.

  • Account Opening Charges: INR 0. 

Account Opening Fees

INR 0

Eligibility

Be an Indian citizen. Be above 18 years of age. Have a bank account with an IFSC code.

Annual Fees

INR 0

Coin by Zerodha
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Zerodha Mutual Fund Investment App Review

Special Features
  • Goal planning tools:  Zerodha offers basic goal planning tools to help you estimate the investment amount needed to achieve your financial goals.

Features
Cons
  • Limited research tools:  While Coin offers basic research tools, in-depth analysis might require using external resources before making investment decisions.

  • There's a strict cut-off time (usually around 1:30 pm IST) for placing mutual fund orders on Coin.

Pros
  • Direct mutual funds: Coin by Zerodha exclusively offers direct mutual funds, ensuring you benefit from lower expense ratios.

  • Wide range of options: They provide access to a vast selection of mutual funds from over 40 Asset Management Companies (AMCs), catering to diverse investment goals and risk tolerances.

  • User-friendly platform:  Zerodha's Coin platform is renowned for its intuitive design, making it easy to navigate, research (to some extent), and invest in direct mutual funds.

  • SIP (Systematic Investment Plan): The platform allows setting up SIPs, enabling disciplined and potentially cost-averaged investments.

  • Consolidated Portfolio View:  You can view all your investments, including mutual funds and stocks, in one place within your Zerodha account.

Pros and Cons
How to Apply?

You can open a Zerodha account online through their website. Here's the general process:

  1. Visit the Zerodha Website: Go to the Zerodha website (https://zerodha.com/open-account/).

  2. Sign Up: Click on the "Sign Up Now" button and enter your mobile number. You will receive an OTP for verification.

  3. PAN Verification: Enter your PAN details and date of birth for verification.

  4. Personal Details: Provide your personal information like name, email address, etc.

  5. Payment: Pay the account opening fees online through UPI, Netbanking, or card.

  6. Digilocker Verification: Use your Aadhaar to log in to Digilocker and share your Aadhaar details with Zerodha.

  7. Bank Details: Enter your bank account details.

  8. Additional Information: Provide some background information like occupation, income, etc.

  9. In-Person Verification (IPV): You will need to complete an In-Person Verification process, which can be done through a video call.

  10. E-sign: E-sign the account opening form using your Aadhaar OTP.

Documents Required

Aadhaar and PAN for online account opening.

Account Opening and Procedures
Documents Required

Aadhaar and PAN for online account opening.

How to Apply?

You can open a Zerodha account online through their website. Here's the general process:

  1. Visit the Zerodha Website: Go to the Zerodha website (https://zerodha.com/open-account/).

  2. Sign Up: Click on the "Sign Up Now" button and enter your mobile number. You will receive an OTP for verification.

  3. PAN Verification: Enter your PAN details and date of birth for verification.

  4. Personal Details: Provide your personal information like name, email address, etc.

  5. Payment: Pay the account opening fees online through UPI, Netbanking, or card.

  6. Digilocker Verification: Use your Aadhaar to log in to Digilocker and share your Aadhaar details with Zerodha.

  7. Bank Details: Enter your bank account details.

  8. Additional Information: Provide some background information like occupation, income, etc.

  9. In-Person Verification (IPV): You will need to complete an In-Person Verification process, which can be done through a video call.

  10. E-sign: E-sign the account opening form using your Aadhaar OTP.

Account Opening and Procedures
Zerodha Mutual Fund Investment App Review

Zerodha Coin can be a great platform for investors seeking a user-friendly experience with commission-free direct mutual funds, a wide range of options, and a consolidated view of their investments. However, be aware of the limitations in terms of research tools, and the cut-off timings for order placement.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Recommedation For Stock Market Investment

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